1116 Pine Valley Ct, Elgin, IL 60124 Property Records

Kane County property record for 1116 Pine Valley Ct, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,326 sqft · built 2009
Owner	2 Company Names on File
Last Sale	$405,000 (Jun 2024)
Tax Bill	$9,033 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-25-476-082`

Property Details

APN / Parcel Number

Primary APN	`05-25-476-082`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,326 sqft Living Area
Basement Area	1,039 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick
Construction Type	Frame
Garage Type	Carport
Garage Area	404 sqft
Carport	Carport
Carport Area	404 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1116 PINE VALLEY CT
City	ELGIN
State	IL
Zip	60124-3118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOWES CREEK COUNTRY CLUB PHASE 1 LT 116 AS DESC IN DOC 2009K044133 NEA 10 UNIT 42
Legal Subdivision	BOWES CREEK COUNTRY CLUB
Legal Phase	1
Legal Block	1
Legal Lot Number	116
Legal Unit	42
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	1
Census Block	1093
Census Tract	850709

Owner

1116 Pine Valley Ct is owned by a company that bought it in June 2024.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Company Names on File
Mailing Address	1116 PINE VALLEY CT, ELGIN, IL 60124-3118
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 22, 2019	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Sep 28, 2018	Warranty Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2024 · Amount on File
Deed Sale	Jun 4, 2024 · Amount on File
Prior Sale	Aug 22, 2019 · Amount on File
Deed Document Number	202418890
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1116 PINE VALLEY CT, ELGIN, IL 60124-3118
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006839
Date	Feb 6, 2017
Instrument	2017K006839

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 1, 2037

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 22, 2019
Property Address	1116 PINE VALLEY CT, ELGIN, IL 60124-3118
Document Number	0000038278
Instrument Date	Jul 24, 2019
Instrument	38278
Transaction Type	Transfer
Record Updated	Sep 2, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1116 PINE VALLEY CT ELGIN IL 601243118, ELGIN, IL 60124-3118

Mortgage

Document Number	38279
Date	Aug 22, 2019
Instrument	38279

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 21, 2049

Interest

Rate Type	Fixed Rate
Rate	3.87%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 28, 2018
Property Address	1116 PINE VALLEY CT, ELGIN, IL 60124-3118
Document Number	0000047478
Instrument Date	Aug 20, 2018
Instrument	47478
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	AFFINITY TITLE SERVICES, AFFINITY TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$387.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1116 PINE VALLEY CT ELGIN IL 601243118, ELGIN, IL 60124-3118

Mortgage

Document Number	47479
Date	Sep 28, 2018
Instrument	47479

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 27, 2048

Interest

Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 1116 Pine Valley Ct was $9,033.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,033.00	$132,739 (+7.79%) Land $19,860 Building $112,879	$398,376 (+7.79%) Land $59,604 Building $338,773
2024		$123,146 Land $18,425 Building $104,721	$369,586 Land $55,297 Building $314,289
2022	$8,140.00 (+1.89%) Homeowner's exemption	$97,613 (+4.74%) Land $16,018 Building $81,595	$292,839 (+4.74%) Land $48,054 Building $244,785
2021	$7,989.00 Homeowner's exemption	$93,194 Land $15,475 Building $77,719	$279,582 Land $46,425 Building $233,157

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1116 Pine Valley Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1116 Pine Valley Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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