1106 Placid Cir, Waco, TX 76706 Property Records

McLennan County property record for 1106 Placid Cir, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,632 sqft · built 2019
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$247,902 (Oct 2026)
Tax Bill	$6,681 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Sep 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`48-026661-000416-0`

Property Details

APN / Parcel Number

Primary APN	`48-026661-000416-0`
Alternative APN	`384210`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,632 sqft Living Area
Gross Area	2,032 sqft
1st Floor Area	1,632 sqft
Flooring	Carpet

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Hardwood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	102 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	153 sqft
Patio Area	78 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1106 PLACID CIR
City	WACO
State	TX
Zip	76706-4504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKES AT UNIVERSITY PARKS PH 3 PUD LOT 16 BLOCK 4 ACRES .14
Legal Subdivision	LAKES AT UNIVERSITY PARKS PH 3 PUD
Legal Block	4
Legal Lot Number	16
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1017
Census Tract	1900

Owner

1106 Placid Cir is owned by two individuals who bought it in October 2026.

Source: McLennan County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	420 N CEDAR RIDGE CIR, ROBINSON, TX 76706-5684
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2026	Deed, Transfer · Conventional Mortgage COMMUNITY TRUST BANK
Sep 23, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jul 24, 2019	Warranty Deed, Transfer USAA
Oct 19, 2018	Warranty Deed, Transfer CITY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2026 · Amount on File
Deed Sale	Oct 13, 2026 · Amount on File
Prior Sale	Sep 23, 2020
Deed Document Number	202632901
Prior Transfer Date	Jul 17, 2019
Prior Transfer Doc	0000024350
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLENNAN TX
Recording Date	Oct 13, 2026
Property Address	1106 PLACID CIR, WACO, TX 76706-4504
Document Number	0000032901
Instrument Date	Oct 9, 2026
Instrument	202632901
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	ALAMO TITLE 17, ALAMO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 N CEDAR RIDGE CIR, ROBINSON, TX 76706-5684

Mortgage

Document Number	0000032902,
Date	Oct 13, 2026
Instrument	202632902

Lender

Name	COMMUNITY TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Sep 23, 2020
Property Address	1106 PLACID CIR, WACO, TX 76706-4504
Document Number	0000033795
Instrument Date	Sep 17, 2020
Instrument	33795
Transaction Type	Transfer
Record Updated	Oct 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1106 PLACID CIR WACO TX 767064504, WACO, TX 76706-4504

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jul 24, 2019
Property Address	1106 PLACID CIR, WACO, TX 76706-4504
Document Number	0000024350
Instrument Date	Jul 19, 2019
Instrument	24350
Transaction Type	Transfer
Record Updated	Aug 17, 2019
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1106 PLACID CIR WACO TX 767064504, WACO, TX 76706-4504

Mortgage

Document Number	24351
Date	Jul 24, 2019
Instrument	24351

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jul 23, 2034

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Oct 19, 2018
Property Address	1106 PLACID CIR, WACO, TX 76706-4504
Document Number	0000036997
Instrument Date	Oct 10, 2018
Instrument	36997
Transaction Type	Transfer
Record Updated	Apr 21, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	4090 STATE HIGHWAY 6 S COLLEGE STATION TX 778458962, COLLEGE STATION, TX 77845-8962
Investor	Possibly a Property Investor

Mortgage

Document Number	36998
Date	Oct 19, 2018
Instrument	36998

Lender

Name	CITY BK
Type	Bank
Address	COLLEGE STATION, TX 77840

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1106 Placid Cir was $6,681, up 116.1% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$314,692 (+5.9%) Land $49,763 Building $264,929	$314,692 (+5.9%) Land $49,763 Building $264,929
2025	$6,681.00 (+116.07%)	$297,160 Land $45,250 Building $251,910	$297,160 Land $45,250 Building $251,910
2024	$3,092.00
2023		$320,730 Land $45,250 Building $275,480	$320,730 Land $45,250 Building $275,480
2022	$2,887.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1106 Placid Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 individual policies
Nearby Flood Policies	41 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1106 Placid Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST BRAZOS WSC serves 3,183 people · EPA ID TX0730021
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T.

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