11157 Gull River Rd, Brainerd, MN 56401 Property Records

Cass County property record for 11157 Gull River Rd, Brainerd, MN 56401

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,437 sqft · built 1998
Lot Size20.1 acres (879,041 sqft)
Owner2 Company Names on Record
Tax Bill$6,698 (2026)
Deeds & MortgagesAug 2021 Refinance
Mar 2020 Refinance
+ 1 more
APN87-021-3401

Property Details

APN / Parcel Number

Primary APN87-021-3401
Alternative APN
  • 45780

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,437 sqft Base Area
1st Floor Area2,437 sqft
Basement Area2,200 sqft
Finished Basement2,200 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area879,041 sqft (20.1 acres)
Garage Area1,464 sqft
DrivewayDriveway
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area525 sqft
Deck Area120 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelPropane
SewerSeptic
Water SourceWell

Location & Zoning

Account Number45780
Street Address11157 GULL RIVER RD
CityBRAINERD
StateMN
Zip56401-3180
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE1/2 OF SE SW LESS W 163.46 FT THRF AND
Legal Range29
Legal Township134
Legal Section21
Legal SubdivisionHAPPY HOOPER HIDEWAY
JurisdictionCASS MN
Township / Civil DivisionEAST GULL LAKE
Census Block Group1
Census Block1019
Census Tract960801

Owner

Source: Cass County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address11157 GULL RIVER RD, BRAINERD, MN 56401-3180
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
WELLS FARGO BANK NA
Mar 20, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
WELLS FARGO BANK NA
Jun 12, 2017Deed of Trust, Mortgage · Construction Mortgage
RANDALL STATE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMar 7, 2025
Transfer Doc0000709843
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS MN
Property Address11157 GULL RIVER RD, EAST GULL LAKE, MN 56401-3180
Transaction TypeMortgage
Record UpdatedSep 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000675535
DateAug 10, 2021
InstrumentA000675535
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueSep 1, 2036

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS MN
Property Address11157 GULL RIVER RD, EAST GULL LAKE, MN 56401-3180
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000658260
DateMar 20, 2020
InstrumentA000658260
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueApr 1, 2035

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS MN
Property Address11157 GULL RIVER RD, EAST GULL LAKE, MN 56401-3180
Transaction TypeMortgage
Record UpdatedJul 18, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, A000631487
DateJun 12, 2017
InstrumentA000631487
Lender
NameRANDALL STATE BANK
TypeBank
AddressRANDALL, MN 56475
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJun 7, 2018

Tax Assessment & Valuation

Source: Cass County assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCass County
MunicipalityEast Gull Lake City
Unified School DistrictBrainerd Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,698.00 (+15.92%) Homeowner's exemption
2025$5,778.00 (+6.96%)$1,000,600 (+20.67%) Land $174,200 Building $826,400$1,000,600 (+20.67%) Land $174,200 Building $826,400
2023$5,402.00
2022$829,200 Land $132,200 Building $697,000$829,200 Land $132,200 Building $697,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Midco
Cable
250 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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