11220 Gull River Rd, Brainerd, MN 56401 Property Records

Cass County property record for 11220 Gull River Rd, Brainerd, MN 56401

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,508 sqft · built 1989
Lot Size5.01 acres (218,236 sqft)
Owner2 Individual Names on Record
Last Sale$215,000 (May 2018)
Tax Bill$2,310 (2026)
Deeds & MortgagesSep 2019 Refinance
May 2018 Sale & Mortgage
APN87-028-2101

Property Details

APN / Parcel Number

Primary APN87-028-2101
Alternative APN
  • 45803

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area1,508 sqft Base Area
1st Floor Area1,508 sqft
Basement Area1,200 sqft
Finished Basement1,200 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleSplit Level
Exterior MaterialBrick
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area218,236 sqft (5.01 acres)
Garage Area624 sqft
DrivewayDriveway
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area104 sqft
Deck Area448 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number45803
Street Address11220 GULL RIVER RD
CityBRAINERD
StateMN
Zip56401-3181
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS1/2 OF NW OF NE OF NW
Legal Range29
Legal Township134
Legal Section28
JurisdictionCASS MN
Township / Civil DivisionEAST GULL LAKE
Census Block Group1
Census Block1033
Census Tract960801

Owner

Source: Cass County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address11220 GULL RIVER RD, BRAINERD, MN 56401-3181
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2019Warranty Deed, Transfer · Stand-Alone Refinance
KELLER MORTGAGE LLC
May 31, 2018Warranty Deed, Transfer
MID MINNESOTA FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 31, 2018 · Amount on Record
Deed SaleMay 31, 2018 · Amount on Record
Deed Document Number2018640941
Record UpdatedSep 20, 2026

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCASS MN
Recording DateSep 18, 2019
Property Address11220 GULL RIVER RD, EAST GULL LAKE, MN 56401-3181
Document NumberA000653480
Instrument DateAug 29, 2019
InstrumentA000653480
Transaction TypeTransfer
Record UpdatedAug 15, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11220 GULL RIVER RD, EAST GULL LAKE, MN 56401-3181

Mortgage

Document NumberA000653481
DateSep 18, 2019
InstrumentA000653481
Lender
NameKELLER MORTGAGE LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCASS MN
Recording DateMay 31, 2018
Property Address11220 GULL RIVER RD, EAST GULL LAKE, MN 56401-3181
Document NumberA000640941
Instrument DateMay 24, 2018
InstrumentA000640941
Transaction TypeTransfer
Record UpdatedAug 15, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11000 CRAGUNS DR, BRAINERD, MN 56401-2020

Mortgage

Document NumberA000640942
DateMay 31, 2018
InstrumentA000640942
Lender
NameMID MINNESOTA FEDERAL CREDIT UNION
TypeCredit Union
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cass County assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCass County
MunicipalityEast Gull Lake City
Unified School DistrictBrainerd Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,310.00 (+9.17%) Homeowner's exemption
2025$2,116.00 (+1.05%)$372,900 (+10.75%) Land $70,500 Building $302,400$372,900 (+10.75%) Land $70,500 Building $302,400
2023$2,094.00
2022$336,700 Land $60,800 Building $275,900$336,700 Land $60,800 Building $275,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Midco
Cable
250 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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