10987 Gull River Rd, Brainerd, MN 56401 Property Records

Cass County property record for 10987 Gull River Rd, Brainerd, MN 56401

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,108 sqft · built 2018
Lot Size4.9 acres (213,444 sqft)
OwnerIndividual Name on Record
Last Sale$105,000 (Jun 2014)
Tax Bill$3,912 (2026)
Deeds & MortgagesMay 2018 Mortgage
Oct 2019 Refinance
+ 1 more
APN87-021-4401

Property Details

APN / Parcel Number

Primary APN87-021-4401
Alternative APN
  • 45788

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,108 sqft Base Area
1st Floor Area2,108 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleRanch
Exterior MaterialOther
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area213,444 sqft (4.9 acres)
Garage Area1,008 sqft
DrivewayDriveway
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area256 sqft
Deck Area216 sqft
Pole Barn1,792 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelPropane
SewerSeptic
Water SourceWell

Location & Zoning

Account Number45788
Street Address10987 GULL RIVER RD
CityBRAINERD
StateMN
Zip56401-3176
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT OF SE SE, SEC 21-134-29
Legal Range29
Legal Township134
Legal Section21
JurisdictionCASS MN
Township / Civil DivisionEAST GULL LAKE
Census Block Group1
Census Block1019
Census Tract960801

Owner

Source: Cass County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10987 GULL RIVER RD, BRAINERD, MN 56401-3176
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 11, 2018Deed of Trust, Mortgage
CROW WING POWER CU
Oct 24, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
CROW WING POWER CREDIT UNION
Jul 12, 2019Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 9, 2014 · Amount on Record
Deed SaleJun 9, 2014 · Amount on Record
Deed Document Number2014602994
Last Transfer DateJun 11, 2019
Transfer Doc0000651382
Record UpdatedSep 20, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS MN
Property Address10987 GULL RIVER RD, EAST GULL LAKE, MN 56401-3176
Transaction TypeMortgage
Record UpdatedApr 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000640441
DateMay 11, 2018
InstrumentA000640441
Lender
NameCROW WING POWER CU
Agreement
AmountAmount Recorded
Term8 Months
DueJan 1, 2019

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS MN
Property Address10987 GULL RIVER RD, EAST GULL LAKE, MN 56401-3176
Transaction TypeMortgage
Record UpdatedApr 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000654668
DateOct 24, 2019
InstrumentA000654668
Lender
NameCROW WING POWER CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCASS MN
Recording DateJul 12, 2019
Property Address10987 GULL RIVER RD, EAST GULL LAKE, MN 56401-3176
Document NumberA000651382
Instrument DateJun 11, 2019
InstrumentA000651382
Transaction TypeTransfer
Record UpdatedNov 16, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10987 GULL RIVER RD, EAST GULL LAKE, MN 56401-3176

Tax Assessment & Valuation

Source: Cass County assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCass County
MunicipalityEast Gull Lake City
Unified School DistrictBrainerd Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,912.00 (+15.4%) Homeowner's exemption
2025$3,390.00 (+26.49%)$599,700 (+40.71%) Land $72,400 Building $527,300$599,700 (+40.71%) Land $72,400 Building $527,300
2023$2,680.00
2022$426,200 Land $62,300 Building $363,900$426,200 Land $62,300 Building $363,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Midco
Cable
250 / 20
T-Mobile
Fixed Wireless
100 / 20

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