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1115 W Circle Ct, McHenry, IL 60051 Property Records

McHenry County property record for 1115 W Circle Ct, McHenry, IL 60051

Property Summary

Property TypeSingle Family Home
Details4 ba · 1,720 sqft · built 1958
Lot Size0.357 acres (15,557 sqft)
OwnerIndividual Name on File
Last Sale$210,000 (Mar 2018)
Deeds & MortgagesJul 2020 Mortgage
Mar 2018 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN10-07-480-009

Property Details

APN / Parcel Number

Primary APN10-07-480-009

Interior

Full Baths4 Baths
Half Baths2 Half Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,720 sqft Living Area
1st Floor Area1,416 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Architectural StyleA-Frame
Exterior MaterialBrick
Construction TypeFrame
Lot Area15,557 sqft
Garage Area420 sqft
Parking Spaces2 Parking Spaces
Patio Area544 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1115 W CIRCLE CT
CityMCHENRY
StateIL
Zip60051-2800
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2018R0009972 LT 16 BLK 10 PISTAKEE TERRACE UNIT 2 MEMO: DEENER, SCOTT JORDAN/ TUSHNER, JESSICA LYNN
Legal Range09E
Legal Township45N
Legal Section07
Legal SubdivisionPISTAKEE TERRACE SUB/W E KNIGH
Legal Block10
Legal Lot Number16
Legal Unit2
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group4
Census Block4005
Census Tract870704

Owner

1115 W Circle Ct is owned by an individual who bought it in March 2018.

Source: McHenry County records, as of May 13, 2024

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1115 W CIRCLE CT, MCHENRY, IL 60051-2800
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2020Deed of Trust, Mortgage · Conventional with PMI
GUARANTEED RATE
Mar 29, 2018Warranty Deed, Transfer · Conventional Mortgage
WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 29, 2018 · Amount on File
Deed SaleMar 29, 2018 · Amount on File
Deed Document Number2018R0009972
Record UpdatedJun 7, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address1115 W CIRCLE CT, MCHENRY, IL 60051-2800
Document Number0000028941
Instrument DateJul 22, 2020
Transaction TypeMortgage
Record UpdatedAug 18, 2020
Title CompanyRAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1115 W CIRCLE CT MCHENRY IL 600512800, MCHENRY, IL 60051-2800

Mortgage

Document Number0000028941
DateJul 29, 2020
Instrument28941
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional with PMI
AmountAmount on Record
Term240 Months
DueJul 28, 2040
Interest
Rate TypeFixed Rate

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateMar 29, 2018
Property Address1115 W CIRCLE CT, MCHENRY, IL 60051-2800
Document Number0000009972
Map ReferenceDOC306804 MB12 PG72
Instrument DateMar 24, 2018
Instrument2018R0009972
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyBAIRD & WARNER TITLE SEVS IN

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$315.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1115 W CIRCLE CT, 1115, MCHENRY, IL 60051-2800

Transferred To (Grantee/Buyer)

NameVerified Name
Address00000

Mortgage

Document Number0000009973
DateMar 29, 2018
Instrument2018R0009973
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2048
Interest
Rate TypeFixed Rate
Rate4.49%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
Unified School DistrictJohnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$78,617 Land $19,017 Building $59,600$235,851 Land $57,051 Building $178,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1115 W Circle Ct in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims10 (1979–2017)
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms & Flooding, Jun 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1115 W Circle Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-WHISPERING HILLS
private · serves 8,300 people · EPA ID IL1115700
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting59
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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