Morgan County property record for 1114 Osprey Way, Wiggins, CO 80654
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,137 sqft · built 2018 |
| Lot Size | 0.171 acres (7,440 sqft) |
| Owner | Individual Name on File |
| Last Sale | $273,825 (Jul 2018) |
| Tax Bill | $2,365 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Jul 2019 Loan Modification + 16 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1223-221-03-028 |
| Primary APN | 1223-221-03-028 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,137 sqft Total Area |
| 1st Floor Area | 1,476 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Ranch |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,440 sqft (0.171 acres) |
| Lot Dimensions | 124 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 495 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 110 sqft |
| Patio Area | 56 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1114 OSPREY WAY |
|---|---|
| City | WIGGINS |
| State | CO |
| Zip | 80654-7918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD KIOWA PARK PD FILINGS 1 & 2 WI BLOCK 03 LOT 28 |
| Legal Subdivision | KIOWA PARK PD FILINGS 1 & 2 |
| Legal Block | 3 |
| Legal Lot Number | 28 |
| Jurisdiction | MORGAN CO |
| Township / Civil Division | WIGGINS |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 200 |
1114 Osprey Way is owned and occupied by an individual who bought it in July 2018.
Source: Morgan County records, as of March 31, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1114 OSPREY WAY, WIGGINS, CO 80654-7918 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ELEVATIONS CU |
| Jul 17, 2019 | Loan Modification, Mortgage NOT AVAILABLE |
| Jul 16, 2019 | Loan Modification, Mortgage NOT AVAILABLE |
| Jun 18, 2019 | Loan Modification, Mortgage NOT AVAILABLE |
| Jun 13, 2019 | Loan Modification, Mortgage NOT AVAILABLE |
| Apr 3, 2019 | Loan Modification, Mortgage NOT AVAILABLE |
| Feb 26, 2019 | Loan Modification, Mortgage NOT AVAILABLE |
| Feb 12, 2019 | Loan Modification, Mortgage NOT AVAILABLE |
| Jan 18, 2019 | Loan Modification, Mortgage NOT AVAILABLE |
| Nov 20, 2018 | Loan Modification, Mortgage NOT AVAILABLE |
| Nov 2, 2018 | Loan Modification, Mortgage NOT AVAILABLE |
| Oct 22, 2018 | Loan Modification, Mortgage NOT AVAILABLE |
| Sep 18, 2018 | Loan Modification, Mortgage NOT AVAILABLE |
| Aug 27, 2018 | Loan Modification, Mortgage NOT AVAILABLE |
| Jul 27, 2018 | Grant Deed, Transfer · Conventional with PMI ELEVATIONS CU |
| Jul 3, 2018 | Loan Modification, Mortgage |
| May 10, 2018 | Loan Modification, Mortgage |
| Mar 23, 2018 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2018 · Amount on File |
| Deed Sale | Jul 27, 2018 · Amount on File |
| Prior Sale | Mar 23, 2018 · Amount on File |
| Deed Document Number | 2018913390 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN CO |
| Property Address | 1114 OSPREY WAY, WIGGINS, CO 80654-7918 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000928722 |
|---|---|
| Date | Nov 4, 2020 |
| Instrument | 928722 |
| Name | ELEVATIONS CU |
|---|---|
| Type | Credit Union |
| Address | BOULDER, CO 80301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 10, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MORGAN CO |
| Property Address | 1114 OSPREY WAY, WIGGINS, CO 80654-7918 |
| Document Number | 0000919692 |
| Instrument Date | Jul 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3780 W 10TH ST #200 GREELEY CO 806341819, 200, GREELEY, CO 80634-1819 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MORGAN CO |
| Property Address | 1114 OSPREY WAY, WIGGINS, CO 80654-7918 |
| Document Number | 0000919561 |
| Instrument Date | Jul 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3780 W 10TH ST #200 GREELEY CO 806341819, 200, GREELEY, CO 80634-1819 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MORGAN CO |
| Property Address | 1114 OSPREY WAY, WIGGINS, CO 80654-7918 |
| Document Number | 0000919097 |
| Instrument Date | Jun 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3780 W 10TH ST #200 GREELEY CO 806341819, 200, GREELEY, CO 80634-1819 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MORGAN CO |
| Property Address | 1114 OSPREY WAY, WIGGINS, CO 80654-7918 |
| Document Number | 0000919010 |
| Instrument Date | Jun 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3780 W 10TH ST #200 GREELEY CO 806341819, 200, GREELEY, CO 80634-1819 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MORGAN CO |
| Property Address | 1114 OSPREY WAY, WIGGINS, CO 80654-7918 |
| Document Number | 0000917750 |
| Instrument Date | Apr 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3780 W 10TH ST #200 GREELEY CO 806341819, 200, GREELEY, CO 80634-1819 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MORGAN CO |
| Property Address | 1114 OSPREY WAY, WIGGINS, CO 80654-7918 |
| Document Number | 0000917054 |
| Instrument Date | Feb 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3780 W 10TH ST #200 GREELEY CO 806341819, 200, GREELEY, CO 80634-1819 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MORGAN CO |
| Property Address | 1114 OSPREY WAY, WIGGINS, CO 80654-7918 |
| Document Number | 0000916899 |
| Instrument Date | Feb 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3780 W 10TH ST #200 GREELEY CO 806341819, 200, GREELEY, CO 80634-1819 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MORGAN CO |
| Property Address | 1114 OSPREY WAY, WIGGINS, CO 80654-7918 |
| Document Number | 0000916628 |
| Instrument Date | Jan 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3780 W 10TH ST #200 GREELEY CO 806341819, 200, GREELEY, CO 80634-1819 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MORGAN CO |
| Property Address | 1114 OSPREY WAY, WIGGINS, CO 80654-7918 |
| Document Number | 0000915640 |
| Instrument Date | Nov 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2018 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3780 W 10TH ST #200 GREELEY CO 806341819, 200, GREELEY, CO 80634-1819 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MORGAN CO |
| Property Address | 1114 OSPREY WAY, WIGGINS, CO 80654-7918 |
| Document Number | 0000915223 |
| Instrument Date | Nov 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3780 W 10TH ST #200 GREELEY CO 806341819, 200, GREELEY, CO 80634-1819 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MORGAN CO |
| Property Address | 1114 OSPREY WAY, WIGGINS, CO 80654-7918 |
| Document Number | 0000914953 |
| Instrument Date | Oct 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3780 W 10TH ST #200 GREELEY CO 806341819, 200, GREELEY, CO 80634-1819 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MORGAN CO |
| Property Address | 1114 OSPREY WAY, WIGGINS, CO 80654-7918 |
| Document Number | 0000914357 |
| Instrument Date | Sep 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3780 W 10TH ST #200 GREELEY CO 806341819, 200, GREELEY, CO 80634-1819 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MORGAN CO |
| Property Address | 1114 OSPREY WAY, WIGGINS, CO 80654-7918 |
| Document Number | 0000914143 |
| Instrument Date | Aug 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2018 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3780 W 10TH ST #200 GREELEY CO 806341819, 200, GREELEY, CO 80634-1819 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MORGAN CO |
| Recording Date | Jul 27, 2018 |
| Property Address | 1114 OSPREY WAY, WIGGINS, CO 80654-7918 |
| Document Number | 0000913390 |
| Instrument Date | Jul 25, 2018 |
| Instrument | 913390 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2018 |
| Title Company | UNIFIED TITLE COMPANY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $27.38 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 1114 OSPREY WAY WIGGINS CO 80654, WIGGINS, CO 80654 |
| Document Number | 913391 |
|---|---|
| Date | Jul 27, 2018 |
| Instrument | 913391 |
| Name | ELEVATIONS CU |
|---|---|
| Address | BROOMFIELD, CO 80021 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 26, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MORGAN CO |
| Property Address | 1114 OSPREY WAY, WIGGINS, CO 80654-7918 |
| Document Number | 0000912952 |
| Instrument Date | Jul 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3780 W 10TH ST #200 GREELEY CO 806341819, 200, GREELEY, CO 80634-1819 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MORGAN CO |
| Property Address | 1114 OSPREY WAY, WIGGINS, CO 80654-7918 |
| Document Number | 0000911862 |
| Instrument Date | May 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3780 W 10TH ST #200 GREELEY CO 806341819, 200, GREELEY, CO 80634-1819 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MORGAN CO |
| Recording Date | Mar 23, 2018 |
| Property Address | 1114 OSPREY WAY, WIGGINS, CO 80654-7918 |
| Document Number | 0000910978 |
| Instrument Date | Mar 21, 2018 |
| Instrument | 910978 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $3.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3780 W 10TH ST #200 GREELEY CO 806341819, 200, GREELEY, CO 80634-1819 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 1114 Osprey Way was $2,365, down 1.9% from the year before.
Source: Morgan County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Morgan County |
| Municipality | Wiggins Town |
| Unified School District | Wiggins School District RE-50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,365.00 (-1.95%) | $23,040 (+1.01%) Land $3,730 Building $19,310 | $368,510 (+8.26%) Land $59,620 Building $308,890 |
| 2024 | $2,412.00 | $22,810 (-13.89%) Land $3,420 Building $19,390 | $340,390 (-13.91%) Land $51,040 Building $289,350 |
| 2023 | $2,412.00 (+11.15%) | $26,490 (+31.73%) Land $3,970 Building $22,520 | $395,390 (+36.64%) Land $59,290 Building $336,100 |
| 2022 | $2,170.00 | $20,110 Land $3,450 Building $16,660 | $289,370 Land $49,680 Building $239,690 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1114 Osprey Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 8, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1114 Osprey Way is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 72% of Colorado |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wiggins Telephone Association Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| Viaero Wireless Fixed Wireless | 150 / 40 |
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