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1108 Osprey Way, Wiggins, CO 80654 Property Records

Morgan County property record for 1108 Osprey Way, Wiggins, CO 80654

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,394 sqft · built 2018
Lot Size0.171 acres (7,440 sqft)
OwnerIndividual Name on Record
Last Sale$480,000 (May 2024)
Tax Bill$2,747 (2025)
Deeds & MortgagesApr 2021 Mortgage
Jul 2019 Loan Modification
+ 9 more
Flood ZoneZone X (minimal risk)
APN1223-221-03-031

Property Details

APN / Parcel Number

Primary APN1223-221-03-031
Alternative APN
  • R021039

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,394 sqft Total Area
1st Floor Area1,319 sqft
Basement Area1,291 sqft
Finished Basement1,203 sqft
Unfinished Basement88 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleRanch
Exterior MaterialOther
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,440 sqft (0.171 acres)
Lot Dimensions124 ft deep x 60 ft wide
Garage TypeAttached
Garage Area676 sqft
Parking Spaces2 Parking Spaces
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1108 OSPREY WAY
CityWIGGINS
StateCO
Zip80654-7918
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBD KIOWA PARK PD FILINGS 1 & 2 WI BLOCK 03 LOT 31
Legal SubdivisionKIOWA PARK PD FILINGS 1 & 2
Legal Block3
Legal Lot Number31
JurisdictionMORGAN CO
Township / Civil DivisionWIGGINS
Census Block Group1
Census Block1039
Census Tract200

Owner

Source: Morgan County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1108 OSPREY WAY, WIGGINS, CO 80654-7918
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
ELEVATIONS CU
Jul 17, 2019Loan Modification, Mortgage
NOT AVAILABLE
Jul 16, 2019Loan Modification, Mortgage
NOT AVAILABLE
Jun 18, 2019Loan Modification, Mortgage
NOT AVAILABLE
Jun 13, 2019Loan Modification, Mortgage
NOT AVAILABLE
Apr 3, 2019Loan Modification, Mortgage
NOT AVAILABLE
Mar 27, 2019Grant Deed, Transfer · Conventional with PMI
ELEVATIONS CU
Feb 26, 2019Loan Modification, Mortgage
NOT AVAILABLE
Feb 12, 2019Loan Modification, Mortgage
NOT AVAILABLE
Jan 18, 2019Loan Modification, Mortgage
NOT AVAILABLE
Nov 20, 2018Loan Modification, Mortgage
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 24, 2024 · Amount on Record
Deed SaleMay 24, 2024 · Amount on Record
Prior SaleMar 27, 2019 · Amount on Record
Deed Document Number2024951416
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN CO
Property Address1108 OSPREY WAY, WIGGINS, CO 80654-7918
Transaction TypeMortgage
Record UpdatedMay 3, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000932309
DateApr 20, 2021
Instrument932309
Lender
NameELEVATIONS CU
TypeCredit Union
AddressBOULDER, CO 80301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

July 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMORGAN CO
Property Address1108 OSPREY WAY, WIGGINS, CO 80654-7918
Document Number0000919692
Instrument DateJul 17, 2019
Transaction TypeMortgage
Record UpdatedAug 2, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3780 W 10TH ST #200 GREELEY CO 806341819, 200, GREELEY, CO 80634-1819
InvestorPossibly a Property Investor

July 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMORGAN CO
Property Address1108 OSPREY WAY, WIGGINS, CO 80654-7918
Document Number0000919561
Instrument DateJul 16, 2019
Transaction TypeMortgage
Record UpdatedJul 24, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3780 W 10TH ST #200 GREELEY CO 806341819, 200, GREELEY, CO 80634-1819
InvestorPossibly a Property Investor

June 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMORGAN CO
Property Address1108 OSPREY WAY, WIGGINS, CO 80654-7918
Document Number0000919097
Instrument DateJun 18, 2019
Transaction TypeMortgage
Record UpdatedJun 27, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3780 W 10TH ST #200 GREELEY CO 806341819, 200, GREELEY, CO 80634-1819

June 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMORGAN CO
Property Address1108 OSPREY WAY, WIGGINS, CO 80654-7918
Document Number0000919010
Instrument DateJun 13, 2019
Transaction TypeMortgage
Record UpdatedJun 24, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3780 W 10TH ST #200 GREELEY CO 806341819, 200, GREELEY, CO 80634-1819
InvestorPossibly a Property Investor

April 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMORGAN CO
Property Address1108 OSPREY WAY, WIGGINS, CO 80654-7918
Document Number0000917750
Instrument DateApr 3, 2019
Transaction TypeMortgage
Record UpdatedApr 15, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3780 W 10TH ST #200 GREELEY CO 806341819, 200, GREELEY, CO 80634-1819
InvestorPossibly a Property Investor

March 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMORGAN CO
Recording DateMar 27, 2019
Property Address1108 OSPREY WAY, WIGGINS, CO 80654-7918
Document Number0000917528
Instrument DateMar 22, 2019
Instrument917528
Transaction TypeTransfer
Record UpdatedApr 2, 2019
Title CompanyUNIFIED TITLE COMPANY INC, UNIFIED TITLE CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$29.09
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1108 OSPREY WAY WIGGINS CO 806547918, WIGGINS, CO 80654-7918

Mortgage

Document Number917529
DateMar 27, 2019
Instrument917529
Lender
NameELEVATIONS CU
AddressBROOMFIELD, CO 80021
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 26, 2049

February 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMORGAN CO
Property Address1108 OSPREY WAY, WIGGINS, CO 80654-7918
Document Number0000917054
Instrument DateFeb 26, 2019
Transaction TypeMortgage
Record UpdatedMar 6, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3780 W 10TH ST #200 GREELEY CO 806341819, 200, GREELEY, CO 80634-1819
InvestorPossibly a Property Investor

February 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMORGAN CO
Property Address1108 OSPREY WAY, WIGGINS, CO 80654-7918
Document Number0000916899
Instrument DateFeb 12, 2019
Transaction TypeMortgage
Record UpdatedFeb 25, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3780 W 10TH ST #200 GREELEY CO 806341819, 200, GREELEY, CO 80634-1819
InvestorPossibly a Property Investor

January 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMORGAN CO
Property Address1108 OSPREY WAY, WIGGINS, CO 80654-7918
Document Number0000916628
Instrument DateJan 18, 2019
Transaction TypeMortgage
Record UpdatedFeb 7, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3780 W 10TH ST #200 GREELEY CO 806341819, 200, GREELEY, CO 80634-1819
InvestorPossibly a Property Investor

November 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMORGAN CO
Property Address1108 OSPREY WAY, WIGGINS, CO 80654-7918
Document Number0000915640
Instrument DateNov 20, 2018
Transaction TypeMortgage
Record UpdatedDec 13, 2018
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3780 W 10TH ST #200 GREELEY CO 806341819, 200, GREELEY, CO 80634-1819
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateColorado
CountyMorgan County
MunicipalityWiggins Town
Unified School DistrictWiggins School District RE-50J (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,747.00 (-4.32%)$26,760 (-1.44%) Land $3,730 Building $23,030$428,070 (+5.65%) Land $59,620 Building $368,450
2024$2,871.00$27,150 (-11.94%) Land $3,500 Building $23,650$405,190 (-11.95%) Land $52,200 Building $352,990
2023$2,871.00 (+14.06%)$30,830 (+32.2%) Land $3,970 Building $26,860$460,190 (+37.13%) Land $59,290 Building $400,900
2022$2,517.00$23,320 Land $3,450 Building $19,870$335,580 Land $49,680 Building $285,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 72% of Colorado
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wiggins Telephone Association
Fiber		1,000 / 500
Verizon
Fixed Wireless		300 / 20
Viaero Wireless
Fixed Wireless		150 / 40

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