1104 Osprey Way, Wiggins, CO 80654 Property Records

Morgan County property record for 1104 Osprey Way, Wiggins, CO 80654

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,224 sqft · built 2017
Lot Size	0.171 acres (7,440 sqft)
Owner	Individual Name on File
Tax Bill	$2,294 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Nov 2020 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`1223-221-03-006`

Property Details

APN / Parcel Number

Primary APN	`1223-221-03-006`
Alternative APN	`R020661`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,224 sqft Total Area
1st Floor Area	1,287 sqft
Basement Area	1,287 sqft
Unfinished Basement	1,287 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,440 sqft (0.171 acres)
Lot Dimensions	124 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	532 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	118 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1104 OSPREY WAY
City	WIGGINS
State	CO
Zip	80654-7918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD KIOWA PARK PD FILINGS 1 & 2 WI BLOCK 03 LOT 06
Legal Subdivision	KIOWA PARK PD FILINGS 1 & 2
Legal Block	3
Legal Lot Number	6
Jurisdiction	MORGAN CO
Township / Civil Division	WIGGINS
Census Block Group	1
Census Block	1039
Census Tract	200

Owner

Source: Morgan County records, as of March 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1104 OSPREY WAY, WIGGINS, CO 80654-7918
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2024	Intrafamily Transfer, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 2, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 25, 2020	Warranty Deed, Subdivision Related Transfer · Conventional with PMI UNIVERSAL LNDG CORP
Dec 6, 2018	Grant Deed, Construction Loan · Line of Credit FIRSTIER BK
Sep 4, 2018	Trustee's Deed, Construction Loan · Line of Credit HIGH PLAINS BK
Aug 31, 2018	Grant Deed, Construction Loan · Line of Credit HIGH PLAINS BK
Jul 3, 2018	Loan Modification, Mortgage
Jan 3, 2018	Special Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Sep 29, 2017	Loan Modification, Mortgage · Line of Credit FIRST NAT'L BK/OMAHA
Aug 10, 2017	Trustee's Deed, Construction Loan · Line of Credit FIRST NAT'L BK/OMAHA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2024
Deed Sale	Apr 25, 2024
Prior Sale	Jan 3, 2018 · Amount on File
Deed Document Number	2024950988
Prior Transfer Date	Apr 19, 2024
Prior Transfer Doc	0000950988
Record Updated	Sep 20, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MORGAN CO
Recording Date	Apr 25, 2024
Property Address	1104 OSPREY WAY, WIGGINS, CO 80654-7918
Document Number	0000950988
Instrument Date	Apr 19, 2024
Instrument	950988
Transaction Type	Transfer
Record Updated	May 6, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1104 OSPREY WAY, WIGGINS, CO 80654-7918

Mortgage

Document Number	0000950989
Date	Apr 25, 2024
Instrument	950989

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Property Address	1104 OSPREY WAY, WIGGINS, CO 80654-7918
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000928650
Date	Nov 2, 2020
Instrument	928650

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	326 Months
Due	Jan 1, 2048

February 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN CO
Recording Date	Feb 25, 2020
Property Address	1104 OSPREY WAY, WIGGINS, CO 80654-7918
Document Number	0000923707
Instrument Date	Feb 13, 2020
Instrument	923707
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 10, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 FOXTAIL PL WIGGINS CO 806547958, WIGGINS, CO 80654-7958

Mortgage

Document Number	923708
Date	Feb 25, 2020
Instrument	923708

Lender

Name	UNIVERSAL LNDG CORP
Address	DENVER, CO 80224

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 24, 2050

December 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	MORGAN CO
Recording Date	Dec 6, 2018
Property Address	1104 OSPREY WAY, WIGGINS, CO 80654-7918
Document Number	0000915705
Instrument Date	Nov 13, 2018
Instrument	915705
Transaction Type	Construction Loan
Record Updated	Dec 14, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Tax	$33.40
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	140 WALTERSCHEID BLVD CHEYENNE WY 820072370, CHEYENNE, WY 82007-2370
Investor	Possibly a Property Investor

Mortgage

Document Number	915706
Date	Dec 6, 2018
Instrument	915706

Lender

Name	FIRSTIER BK
Type	Bank
Address	1508 STILLWATER AVE, CHEYENNE, WY 82009-7319

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MORGAN CO
Recording Date	Sep 4, 2018
Property Address	1104 OSPREY WAY, WIGGINS, CO 80654-7918
Instrument Date	Aug 30, 2018
Instrument	914060
Transaction Type	Construction Loan
Record Updated	Sep 12, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1035 37TH SATE AVENUE CT GREELEY CO 80634, GREELEY, CO 80634

Mortgage

Document Number	0000914060
Date	Sep 4, 2018
Instrument	914060

Lender

Name	HIGH PLAINS BK
Type	Bank
Address	WIGGINS, CO 80654

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Sep 3, 2019

Interest

Rate Type	Adjustable Rate

August 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	MORGAN CO
Recording Date	Aug 31, 2018
Property Address	1104 OSPREY WAY, WIGGINS, CO 80654-7918
Instrument Date	Aug 30, 2018
Instrument	914045
Transaction Type	Construction Loan
Record Updated	Sep 11, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1035 37TH AVENUE CT GREELEY CO 806342513, GREELEY, CO 80634-2513

Mortgage

Document Number	0000914045
Date	Aug 31, 2018
Instrument	914045

Lender

Name	HIGH PLAINS BK
Type	Bank
Address	502 CENTRAL AVE, WIGGINS, CO 80654-8607

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Aug 30, 2019

Interest

Rate Type	Adjustable Rate

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MORGAN CO
Property Address	1104 OSPREY WAY, WIGGINS, CO 80654-7918
Document Number	0000912952
Instrument Date	Jul 3, 2018
Transaction Type	Mortgage
Record Updated	Jul 11, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3780 W 10TH ST #200 GREELEY CO 806341819, 200, GREELEY, CO 80634-1819
Investor	Possibly a Property Investor

January 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MORGAN CO
Recording Date	Jan 3, 2018
Property Address	1104 OSPREY WAY, WIGGINS, CO 80654-7918
Document Number	0000909659
Instrument Date	Dec 29, 2017
Instrument	909659
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	UNIFIED TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25.39
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1104 OSPREY WAY, WIGGINS, CO 80654-7918

Mortgage

Document Number	0000909660
Date	Jan 3, 2018
Instrument	909660

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MORGAN CO
Property Address	1104 OSPREY WAY, WIGGINS, CO 80654-7918
Document Number	0000908273
Instrument Date	Sep 29, 2017
Transaction Type	Mortgage
Record Updated	Oct 24, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3780 W 10TH ST #200 GREELEY CO 806341819, 200, GREELEY, CO 80634-1819
Investor	Possibly a Property Investor

Mortgage

Document Number	0000908273
Date	Oct 5, 2017
Instrument	908273

Lender

Name	FIRST NAT'L BK/OMAHA
Type	Bank
Address	205 W OAK ST BR # 4, FORT COLLINS, CO 80521

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MORGAN CO
Recording Date	Aug 10, 2017
Property Address	1104 OSPREY WAY, WIGGINS, CO 80654-7918
Instrument Date	Aug 8, 2017
Instrument	907241
Transaction Type	Construction Loan
Record Updated	Aug 25, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3780 W 10TH ST #200 GREELEY CO 806341819, 200, GREELEY, CO 80634-1819
Investor	Possibly a Property Investor

Mortgage

Document Number	0000907241
Date	Aug 10, 2017
Instrument	907241

Lender

Name	FIRST NAT'L BK/OMAHA
Type	Bank
Address	FORT COLLINS, CO 80521

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Aug 9, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Morgan County
Municipality	Wiggins Town
Unified School District	Wiggins School District RE-50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,294.00 (-1.38%)	$22,350 (+1.59%) Land $3,730 Building $18,620	$357,550 (+8.86%) Land $59,620 Building $297,930
2024	$2,326.00	$22,000 (-14.36%) Land $3,400 Building $18,600	$328,460 (-14.34%) Land $50,790 Building $277,670
2023	$2,326.00 (+9.51%)	$25,690 (+30.54%) Land $3,970 Building $21,720	$383,460 (+35.38%) Land $59,290 Building $324,170
2022	$2,124.00	$19,680 Land $3,450 Building $16,230	$283,250 Land $49,680 Building $233,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 72% of Colorado
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wiggins Telephone Association Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20
Viaero Wireless Fixed Wireless	150 / 40