Kenton County property record for 1114 John St, Covington, KY 41016 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1920 |
| Square Footage | 1,140 sqft Finished Area |
| Lot Size | 6,534 sqft (0.15 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $169,000 (2023) |
| Tax Bill | $2,239.00 (2025) |
Source: Kenton County records · APN 040-30-00-135.00
Assessment roll updated December 2, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1114 JOHN ST, COVINGTON, KY 41016-1637 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST EQUITY MORTGAGE INC |
| Aug 09, 2023 | Deed of Trust, Mortgage CITY OF COVINGTON |
| Jun 12, 2023 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 12, 2023 · Amount on Record |
| Deed Sale | Jun 12, 2023 · Amount on Record |
| Prior Sale | Jul 18, 2007 · Amount on Record |
| Deed Doc Number | 202339 |
| Deed Book / Page | 230 / 364 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 30, 2026 |
| Property Address | 1114 JOHN ST, COVINGTON, KY 41016-1637 |
| Document Number | 0000008563 |
| Book / Page | 420 / 982 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 20268563 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 1644 CREEKWOOD CT, HEBRON, KY 41048-8508 |
| Document Number | 0000008563, |
|---|---|
| Date | Apr 30, 2026 |
| Book Page | 420/982 |
| Instrument | 20268563 |
| Name | FIRST EQUITY MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1114 JOHN ST, COVINGTON, KY 41016-1637 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0005900007 |
|---|---|
| Date | Aug 09, 2023 |
| Book Page | KCM 483/108 |
| Instrument | 23080905900007 |
| Name | CITY OF COVINGTON |
|---|---|
| Type | Government Agency |
| Address | COVINGTON, KY 41011 |
| Amount | Amount Recorded |
|---|---|
| Term | 118 Months |
| Due | Jun 07, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 12, 2023 |
| Property Address | 1114 JOHN ST, COVINGTON, KY 41016-1637 |
| Document Number | 0005900039 |
| Book / Page | KC 230 / 364 |
| Instrument Date | Jun 08, 2023 |
| Instrument | 23061205900039 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2023 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3063 VILLAGE DR, EDGEWOOD, KY 41017-3238 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1114 JOHN ST, COVINGTON, KY 41016-1637 |
| Document Number | 0005900040 |
|---|---|
| Date | Jun 12, 2023 |
| Book Page | KCM 468/209 |
| Instrument | 23061205900040 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,239.00 (+211.4%) | $169,000 (+212.96%) Land $5,000 Building $164,000 | $169,000 (+212.96%) Land $5,000 Building $164,000 |
| 2023 | $719.00 | $54,000 Land $5,000 Building $49,000 | $54,000 Land $5,000 Building $49,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 040-30-00-135.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,140 sqft Finished Area |
| Gross Area | 1,488 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,534 sqft (0.15 acres) |
| Depth X Width | 110 ft x 60 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 1114 JOHN ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41016-1637 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GIBSON & WRIGHT LOTS 40-41 |
| Legal Subdivision | GIBSON & WRIGHT |
| Legal Lot Number | 40-41 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 1 |
| Census Block | 1011 |
| Census Tract | 63800 |
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