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1107 John St, Covington, KY 41016 Property Records

Kenton County property record for 1107 John St, Covington, KY 41016 · Last verified June 2026

Property Summary

Property TypeDuplex
Details3 bd · 2 ba · 1,706 sqft · built 1920
Lot Size0.14 acres (6,098 sqft)
OwnerCompany Name on File
Last Sale$50,000 (Sep 2023)
Tax Bill$2,650 (2025)
Deeds & MortgagesJan 2024 Mortgage
Sep 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN040-30-00-139.00

Property Details

APN / Parcel Number

Primary APN040-30-00-139.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,706 sqft Finished Area
Gross Area1,962 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.14 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address1107 JOHN ST
CityCOVINGTON
StateKY
Zip41016-1636
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionGIBSON & WRIGHT LOT 26 & PT LOTS 25-27
Legal SubdivisionGIBSON & WRIGHT
Legal Lot Number26,25
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1015
Census Tract63800

Owner

Source: Kenton County records · APN 040-30-00-139.00

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address4020 DENNY LN, UNION, KY 41091-7551
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2024Deed of Trust, Mortgage · Conventional Mortgage
HOMEXPRESS MORTGAGE CORP
Sep 15, 2023Warranty Deed, Transfer · Conventional Mortgage
MMX LLC
Feb 06, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Feb 06, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 15, 2023 · Amount on Record
Deed SaleSep 15, 2023 · Amount on Record
Prior SaleMar 11, 2009 · Amount on Record
Deed Document Number2023209
Deed Book / Page246 / 600
Prior Transfer DateJan 06, 2020
Prior Transfer Doc0000000010
Record UpdatedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1107 JOHN ST, COVINGTON, KY 41016-1636
Transaction TypeMortgage
Record UpdatedNov 28, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4020 DENNY LN, UNION, KY 41091-7551

Mortgage

Document Number0005900100
DateJan 12, 2024
Book PageKCM 520/74
Instrument24011205900100
Lender
NameHOMEXPRESS MORTGAGE CORP
TypeMortgage Company
AddressSANTA ANA, CA 92705
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2054

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateSep 15, 2023
Property Address1107 JOHN ST, COVINGTON, KY 41016-1636
Document Number0005900209
Book / PageKC 246 / 600
Instrument DateAug 24, 2023
Instrument23091505900209
Transaction TypeTransfer
Record UpdatedNov 28, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1029 FOREST AVE, LUDLOW, KY 41016-1611

Transferred To (Grantee/Buyer)

NameVerified Name
Address1107 JOHN ST, COVINGTON, KY 41016-1636

Mortgage

Document Number0005900210
DateSep 15, 2023
Instrument23091505900210
Lender
NameMMX LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term11 Months
DueAug 24, 2024

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateFeb 06, 2020
Property Address1107 JOHN ST, COVINGTON, KY 41016-1636
Document Number0000000017
Book / Page000005 / 000963
Instrument DateJan 06, 2020
Instrument17
Transaction TypeTransfer
Record UpdatedMar 23, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1029 FOREST AVE LUDLOW KY 410161611, LUDLOW, KY 41016-1611

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateFeb 06, 2020
Property Address1107 JOHN ST, COVINGTON, KY 41016-1636
Document Number0000000010
Book / Page000005 / 000942
Instrument DateJan 06, 2020
Instrument10
Transaction TypeTransfer
Record UpdatedMar 19, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1029 FOREST AVE LUDLOW KY 410161611, LUDLOW, KY 41016-1611

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,650.00 (+80.89%)$200,000 (+81.82%) Land $5,000 Building $195,000$200,000 (+81.82%) Land $5,000 Building $195,000
2023$1,465.00 (+0.83%)$110,000 (-) Land $5,000 Building $105,000$110,000 (-) Land $5,000 Building $105,000
2022$1,453.00$110,000 Land $5,000 Building $105,000$110,000 Land $5,000 Building $105,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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