1117 John St, #19, Covington, KY 41016 Property Records

Kenton County property record for 1117 John St, #19, Covington, KY 41016

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,224 sqft · built 1920
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (May 2019)
Tax Bill	$424 (2025)
Deeds & Mortgages	Jan 2021 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`040-30-00-142.00`

Property Details

APN / Parcel Number

Primary APN	`040-30-00-142.00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,224 sqft Finished Area
Gross Area	1,322 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	110 ft deep x 30 ft wide

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1117 JOHN ST, 19
City	COVINGTON
State	KY
Zip	41016-1636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GIBSON & WRIGHT LOTS 31-32
Legal Subdivision	GIBSON & WRIGHT
Legal Lot Number	31-32
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1015
Census Tract	63800

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1117 JOHN ST, COVINGTON, KY 41016-1636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Deed of Trust, Mortgage · FHA Mortgage UNION HM MTG CORP
May 6, 2019	Warranty Deed, Transfer · Conventional Mortgage KENTUCKY HSNG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2019 · Amount on Record
Deed Sale	May 6, 2019 · Amount on Record
Prior Sale	Jun 27, 2000 · Amount on Record
Deed Document Number	201905 06 059 00162
Deed Book / Page	6654 / 57
Prior Transfer Date	Oct 12, 2009
Prior Transfer Doc	0005900164
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1117 JOHN ST # 19, 19, COVINGTON, KY 41016-1636
Document Number	0000000047
Instrument Date	Jan 15, 2021
Transaction Type	Mortgage
Record Updated	Apr 23, 2021
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1117 JOHN ST COVINGTON KY 410161636, COVINGTON, KY 41016-1636

Mortgage

Document Number	0000000047
Date	Jan 25, 2021
Book Page	00M157/000920
Instrument	47

Lender

Name	UNION HM MTG CORP
Address	STRONGSVILLE, OH 44136

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	May 6, 2019
Property Address	1117 JOHN ST # 19, 19, COVINGTON, KY 41016-1636
Document Number	0000000162
Book / Page	006654 / 000057
Instrument Date	Apr 29, 2019
Instrument	162
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	SPRINGDALE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$64.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1117 JOHN ST COVINGTON KY 410161636, COVINGTON, KY 41016-1636

Mortgage

Document Number	165
Date	May 6, 2019
Book Page	0C6654/000075
Instrument	165

Lender

Name	KENTUCKY HSNG
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 5, 2029

Mortgage

Document Number	163,
Date	May 6, 2019
Book Page	0C6654/000061
Instrument	163

Lender

Name	AMERICAN MTG SVC
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 5, 2049

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$115,600 (+42.54%) Land $10,000 Building $105,600	$115,600 (+42.54%) Land $10,000 Building $105,600
2025	$424.00 (-8.23%) Homeowner's exemption	$81,100 (-) Land $5,000 Building $76,100	$81,100 (-) Land $5,000 Building $76,100
2023	$462.00 Homeowner's exemption	$81,100 Land $5,000 Building $76,100	$81,100 Land $5,000 Building $76,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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