Lorain County property record for 1114 Gulf Rd, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1958 |
| Square Footage | 1,520 sqft Living Area |
| Lot Size | 13,068 sqft (0.3 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $205,000 (2021) |
| Tax Bill | $2,625.00 (2025) |
| Primary APN | 06-25-173-000-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,520 sqft Living Area |
| 1st Floor | 1,520 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1958 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Lot Area | 13,068 sqft (0.3 acres) |
| Depth X Width | 170 ft x 65 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 480 sqft Garage |
| Patio Area | 240 sqft Patio |
| Canopy Area | 96 sqft Canopy |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1114 GULF RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-1714 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | EAST OF RIVER |
| Legal Subdivision | SPRING VLY 07 |
| Legal Tract | 25 |
| Legal Lot Number | 173 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 2 |
| Census Block | 2009 |
| Census Tract | 70101 |
Source: Lorain County records · APN 06-25-173-000-013
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1114 GULF RD, ELYRIA, OH 44035-1714 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 12, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Sep 24, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 24, 2021 · Amount on Record |
| Deed Sale | Sep 24, 2021 · Amount on Record |
| Prior Sale | Sep 16, 2016 · Amount on Record |
| Deed Doc Number | 2021006481 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1114 GULF RD, ELYRIA, OH 44035-1714 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1114 GULF RD, ELYRIA, OH 44035-1714 |
| Document Number | 0000833633 |
|---|---|
| Date | Aug 12, 2021 |
| Instrument | 2021-0833633 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 326 Months |
| Due | Oct 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Sep 24, 2021 |
| Property Address | 1114 GULF RD, ELYRIA, OH 44035-1714 |
| Document Number | 0000841021 |
| Instrument Date | Sep 23, 2021 |
| Instrument | 2021-0841021 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | AFFINITY TITLE COMPANY, INFINITY TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1114 GULF RD, ELYRIA, OH 44035-1714 |
| Document Number | 0000841022 |
|---|---|
| Date | Sep 24, 2021 |
| Instrument | 2021-0841022 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,625.00 | $55,750 (+0.01%) Land $13,270 Building $42,480 | $159,270 (-) Land $37,900 Building $121,370 |
| 2024 | $2,625.00 (+0.92%) | $55,745 (+16.79%) Land $13,265 Building $42,480 | $159,270 (+16.78%) Land $37,900 Building $121,370 |
| 2023 | $2,601.00 (+0.08%) | $47,733 (+0.01%) Land $13,132 Building $34,601 | $136,380 (-) Land $37,520 Building $98,860 |
| 2022 | $2,599.00 | $47,730 Land $13,130 Building $34,600 | |
| 2021 | $136,380 Land $37,520 Building $98,860 |
1114 Gulf Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 2nd percentile of exposed land nationally · 10th in Ohio |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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