Lorain County property record for 1106 Gulf Rd, Elyria, OH 44035 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1990 |
| Square Footage | 2,558 sqft Living Area |
| Lot Size | 75,359 sqft (1.73 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $270,000 (2013) |
| Tax Bill | $7,484.00 (2024) |
| Primary APN | 06-25-173-000-033 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,558 sqft Living Area |
| Gross Area | 3,968 sqft Gross Area |
| 1st Floor | 1,154 sqft 1st Floor |
| Basement Area | 706 sqft Basement |
| Family Room | Family Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Traditional Style |
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Lot Area | 75,359 sqft (1.73 acres) |
| Garage Type | Attached Garage |
| Garage Area | 110 sqft Garage |
| Pool Area | 800 sqft Pool |
|---|---|
| Deck Area | 38 sqft Deck |
| Patio Area | 366 sqft Patio |
| Porch Area | 1,300 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 1106 GULF RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-1714 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 5/2/11 EASEMENT 2011-0371937 BENI NICKOLOFF |
| Legal Subdivision | EAST OF BLACK RIVER |
| Legal Tract | 25 |
| Legal Lot Number | 173 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 2 |
| Census Block | 2009 |
| Census Tract | 70101 |
Source: Lorain County records · APN 06-25-173-000-033
Assessment roll updated May 16, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1106 GULF RD, ELYRIA, OH 44035-1714 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 12, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage SCHMIDT MTG |
| Oct 20, 2017 | Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) CITIZENS BK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 14, 2013 · Amount on Record |
| Deed Sale | Mar 14, 2013 · Amount on Record |
| Prior Sale | Dec 21, 2010 · Amount on Record |
| Deed Doc Number | 2013452209 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1106 GULF RD, ELYRIA, OH 44035-1714 |
| Document Number | 0000799065 |
| Instrument Date | Jan 12, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1106 GULF RD ELYRIA OH 440351714, ELYRIA, OH 44035-1714 |
| Document Number | 0000799065 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 799065 |
| Name | SCHMIDT MTG |
|---|---|
| Type | Mortgage Company |
| Address | ADDISON, TX 75001 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 19, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1106 GULF RD, ELYRIA, OH 44035-1714 |
| Document Number | 0000651573 |
| Instrument Date | Oct 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 08, 2017 |
| Name | Verified Name |
|---|---|
| Address | 1106 GULF RD ELYRIA OH 440351714, ELYRIA, OH 44035-1714 |
| Document Number | 0000651573 |
|---|---|
| Date | Nov 14, 2017 |
| Instrument | 651573 |
| Name | CITIZENS BK NA |
|---|---|
| Address | GLEN ALLEN, VA 23059 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 13, 2047 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,454.00 (-0.4%) Homeowner's exemption | $158,020 (%) Land $19,550 Building $138,470 | $451,490 (-) Land $55,850 Building $395,640 |
| 2024 | $7,484.00 (+3.93%) | $158,022 (+19.69%) Land $19,548 Building $138,474 | $451,490 (+19.69%) Land $55,850 Building $395,640 |
| 2023 | $7,201.00 (-0.08%) | $132,027 (%) Land $21,777 Building $110,250 | $377,220 (-) Land $62,220 Building $315,000 |
| 2022 | $7,207.00 | $132,030 Land $21,780 Building $110,250 | |
| 2021 | $377,220 Land $62,220 Building $315,000 |
1106 Gulf Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 2nd percentile of exposed land nationally · 10th in Ohio |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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