Lorain County property record for 1109 Gulf Rd, Elyria, OH 44035 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1994 |
| Square Footage | 1,532 sqft Living Area |
| Lot Size | 17,424 sqft (0.4 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $125,000 (2000) |
| Tax Bill | $2,291.00 (2025) |
| Primary APN | 013884-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,532 sqft Living Area |
| Gross Area | 3,544 sqft Gross Area |
| 1st Floor | 1,532 sqft 1st Floor |
| Basement Area | 1,532 sqft Basement |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 17,424 sqft (0.4 acres) |
| Depth X Width | 159 ft x 110 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 480 sqft Garage |
| Patio Area | 36 sqft Patio |
| Porch Area | 36 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 013884-4 |
|---|---|
| Street Address | 1109 GULF RD |
| City | ELYRIA |
| State | OH |
| Zip | 44035-1713 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | COUNTRY CLUB ESTS #1 106.09 X 167.03 LOT # 60 |
| Legal Subdivision | COUNTRY CLUB ESTS 1 |
| Legal Tract | 25 |
| Legal Block | 102 |
| Legal Lot Number | 60 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 3 |
| Census Block | 3000 |
| Census Tract | 70101 |
Source: Lorain County records · APN 013884-4
Assessment roll updated May 16, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1109 GULF RD, ELYRIA, OH 44035-1713 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 30, 2025 | Deed of Trust, Mortgage · Stand Alone Second Mortgage MISSION LOANS LLC |
| Mar 20, 2026 | Transfer on Death Deed, Transfer |
| Apr 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 16, 2000 · Amount on Record |
| Deed Sale | Jun 16, 2000 · Amount on Record |
| Prior Sale | Feb 01, 1996 · Amount on Record |
| Deed Doc Number | 2000690401 |
| Last Transfer Date | Jan 27, 2016 |
| Transfer Doc | 0000575291 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1109 GULF RD, ELYRIA, OH 44035-1713 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000057997 |
|---|---|
| Date | Jun 30, 2025 |
| Instrument | 2025-0057997 |
| Name | MISSION LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 01, 2045 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 20, 2026 |
| Property Address | 1109 GULF RD, ELYRIA, OH 44035-1713 |
| Document Number | 0000088861 |
| Map Reference | VOL 20 PG 37 |
| Instrument Date | Mar 07, 2026 |
| Instrument | 2026-0088861 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1109 GULF RD, ELYRIA, OH 44035-1713 |
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1109 GULF RD, ELYRIA, OH 44035-1713 |
| Document Number | 0000715150 |
| Instrument Date | Apr 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 1109 GULF RD ELYRIA OH 440351713, ELYRIA, OH 44035-1713 |
| Document Number | 0000715150 |
|---|---|
| Date | May 20, 2019 |
| Instrument | 715150 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 19, 2049 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,291.00 Homeowner's exemption | $69,470 (+%) Land $18,340 Building $51,130 | $198,480 (-) Land $52,400 Building $146,080 |
| 2024 | $2,291.00 (+1.82%) | $69,468 (+37.69%) Land $18,340 Building $51,128 | $198,480 (+37.69%) Land $52,400 Building $146,080 |
| 2023 | $2,250.00 (-0.62%) | $50,453 (-0.01%) Land $20,178 Building $30,275 | $144,150 (-) Land $57,650 Building $86,500 |
| 2022 | $2,264.00 | $50,460 Land $20,180 Building $30,280 | |
| 2021 | $144,150 Land $57,650 Building $86,500 |
1109 Gulf Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 2nd percentile of exposed land nationally · 10th in Ohio |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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