Okaloosa County property record for 1114 Deer Moss Loop, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,800 sqft · built 2019 |
| Lot Size | 0.171 acres (7,463 sqft) |
| Owner | Individual Name on File |
| Last Sale | $585,000 (Sep 2022) |
| Tax Bill | $4,161 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Jul 2019 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-001-099-3847-2 |
| Primary APN | C56-001-099-3847-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,800 sqft Heated Area |
| Gross Area | 2,646 sqft |
| 1st Floor Area | 1,800 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 7,463 sqft (0.171 acres) |
| Garage Type | Finished |
| Garage Area | 462 sqft |
| Porch | Open Porch |
| Porch Area | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1114 DEER MOSS LOOP |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-3429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARTFIELD AT DEER MOSS CREEK LOT 46 |
| Legal Range | 22 |
| Legal Township | 01S |
| Legal Section | 11 |
| Legal Subdivision | HARTFIELD AT DEER MOSS CREEK |
| Legal Lot Number | 46 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 20900 |
Source: Okaloosa County records · APN C56-001-099-3847-2
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1114 DEER MOSS LOOP, NICEVILLE, FL 32578-3429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2022 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 23, 2019 | Loan Modification, Mortgage · VA Mortgage UNIVERSITY LNDG |
| Jan 03, 2019 | Warranty Deed, Transfer · Construction Mortgage UNIVERSITY LNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 15, 2022 · Amount on Record |
| Deed Sale | Sep 15, 2022 · Amount on Record |
| Prior Sale | Jan 03, 2019 · Amount on Record |
| Deed Document Number | 3578583 |
| Deed Book / Page | 3642 / 3721 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Sep 15, 2022 |
| Property Address | 1114 DEER MOSS LOOP, NICEVILLE, FL 32578-3429 |
| Document Number | 0036423721 |
| Book / Page | 3642 / 3721 |
| Map Reference | MB 28 PG 46-51 |
| Instrument Date | Sep 14, 2022 |
| Instrument | 3578583 |
| Transaction Type | Transfer |
| Record Updated | Oct 03, 2022 |
| Title Company | BRIGHT LIGHT LAND TITLE COMPANY LLC, BRIGHT LIGHT LAND TTL CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,095.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 605 WHITE CHAPEL RD, 605, LANCASTER, PA 17603-9075 |
| Name | Verified Name |
|---|---|
| Address | 1114 DEER MOSS LOOP, NICEVILLE, FL 32578-3429 |
| Document Number | 0036423723 |
|---|---|
| Date | Sep 15, 2022 |
| Instrument | 3642/3723 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 1114 DEER MOSS LOOP, NICEVILLE, FL 32578-3429 |
| Document Number | 0034183174 |
| Instrument Date | Jul 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 04, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1114 DEER MOSS LOOP NICEVILLE FL 32578, NICEVILLE, FL 32578 |
| Document Number | 0034183174 |
|---|---|
| Date | Sep 12, 2019 |
| Book Page | 003418/003174 |
| Instrument | 3304351 |
| Name | UNIVERSITY LNDG |
|---|---|
| Address | SOUTHFIELD, MI 48034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 11, 2049 |
| Rate | 4% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jan 03, 2019 |
| Property Address | 1114 DEER MOSS LOOP, NICEVILLE, FL 32578-3429 |
| Document Number | 0033802324 |
| Book / Page | 003380 / 002324 |
| Instrument Date | Dec 27, 2018 |
| Instrument | 3251516 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $688.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 217 LAKEVIEW TER CLOVIS NM 881012803, CLOVIS, NM 88101-2803 |
| Document Number | 33802326 |
|---|---|
| Date | Jan 03, 2019 |
| Book Page | 003380/002326 |
| Instrument | 3251517 |
| Name | UNIVERSITY LNDG |
|---|---|
| Address | SOUTHFIELD, MI 48034 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 02, 2049 |
Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Niceville City |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,161.00 (+9.9%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption | $353,757 (+5.99%) | $468,639 (-1.45%) Land $97,527 Building $371,112 |
| 2023 | $3,786.00 (-8.68%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption | $333,774 (-5.99%) | $475,515 (+6.3%) Land $96,600 Building $378,915 |
| 2022 | $4,146.00 Homeowner's exemption | $355,044 | $447,316 Land $92,000 Building $355,316 |
Source: FEMA National Flood Hazard Layer as of March 8, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 86 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 86 in force |
| Nearby Flood Claims | 2 (1995–2012) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2012 · other causes |
| Wildfire Risk | Moderate above 56% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 35 |
May also be available: Lumen Technologies, Verizon.
Based on FCC filings for 200 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF NICEVILLE serves 22,243 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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