Okaloosa County property record for 1111 Deer Moss Loop, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,752 sqft · built 2019 |
| Lot Size | 0.335 acres (14,592 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,380,000 (Jul 2026) |
| Tax Bill | $9,867 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-001-099-3845-6 |
| Primary APN | C56-001-099-3845-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,752 sqft Living Area |
| Gross Area | 5,945 sqft |
| 1st Floor Area | 2,049 sqft |
| Flooring | Wood |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 14,592 sqft (0.335 acres) |
| Garage Type | Attached |
| Garage Area | 875 sqft |
| Porch | Open/Unfinished Porch |
| Porch Area | 776 sqft |
| Patio Area | 230 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1111 DEER MOSS LOOP |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-3428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARTFIELD AT DEER MOSS CREEK LOT 44 |
| Legal Range | 22W |
| Legal Township | 01S |
| Legal Section | 11 |
| Legal Subdivision | HARTFIELD AT DEER MOSS CREEK |
| Legal Lot Number | 44 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 20900 |
Source: Okaloosa County records · APN C56-001-099-3845-6
Assessment roll updated December 31, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 DUMMYLINE RD, MADISONVILLE, LA 70447-9695 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 01, 2026 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK |
| Sep 29, 2020 | Deed of Trust, Mortgage · VA Mortgage PROGRESS BANK & TRUST |
| Jun 28, 2019 | Loan Modification, Mortgage · VA Mortgage FIRST FL BK |
| Apr 03, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIRST FLORIDA BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 01, 2026 · Amount on Record |
| Deed Sale | Jul 01, 2026 · Amount on Record |
| Prior Sale | Apr 03, 2018 · Amount on Record |
| Deed Document Number | 20263825610 |
| Prior Transfer Date | Jul 24, 2024 |
| Prior Transfer Doc | 0003701256 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jul 01, 2026 |
| Property Address | 1111 DEER MOSS LOOP, NICEVILLE, FL 32578-3428 |
| Document Number | 0003825610 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 20263825610 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2026 |
| Title Company | VINTAGE TITLE AND ESCROW INC, VINTAGE TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $975,660.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 DUMMYLINE RD, MADISONVILLE, LA 70447-9695 |
| Document Number | 0003825611, |
|---|---|
| Date | Jul 01, 2026 |
| Instrument | 20263825611 |
| Name | JPMORGAN CHASE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 1111 DEER MOSS LOOP, NICEVILLE, FL 32578-3428 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1111 DEER MOSS LOOP, NICEVILLE, FL 32578-3428 |
| Document Number | 0034951990 |
|---|---|
| Date | Sep 29, 2020 |
| Book Page | 3495/1990 |
| Instrument | 3394717 |
| Name | PROGRESS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | HUNTSVILLE, AL 35801 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 1111 DEER MOSS LOOP, NICEVILLE, FL 32578-3428 |
| Document Number | 0034093818 |
| Instrument Date | Jun 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1111 DEER MOSS LOOP NICEVILLE FL 325783428, NICEVILLE, FL 32578-3428 |
| Document Number | 0034093818 |
|---|---|
| Date | Jul 18, 2019 |
| Book Page | 003409/003818 |
| Instrument | 3292271 |
| Name | FIRST FL BK |
|---|---|
| Type | Bank |
| Address | DESTIN, FL 32540 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 17, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Apr 03, 2018 |
| Property Address | 1111 DEER MOSS LOOP, NICEVILLE, FL 32578-3428 |
| Document Number | 0033440659 |
| Book / Page | 3344 / 0659 |
| Map Reference | MB28 PG46-51 |
| Instrument Date | Mar 29, 2018 |
| Instrument | 3198262 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1003C JOHN SIMS PKWY E, 1003C, NICEVILLE, FL 32578-2712 |
| Name | Verified Name |
|---|---|
| Address | 1694 CRESTONE CV, NICEVILLE, FL 32578-9703 |
| Document Number | 0003198263 |
|---|---|
| Date | Apr 03, 2018 |
| Instrument | 3198263 |
| Name | FIRST FLORIDA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2048 |
Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Niceville City |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,867.00 (+9.37%) | $759,400 (+5.99%) | $923,022 (-1.1%) Land $126,785 Building $796,237 |
| 2023 | $9,022.00 (+4.66%) Homeowner's exemption | $716,503 (+3%) | $933,261 (+6.15%) Land $125,580 Building $807,681 |
| 2022 | $8,620.00 Homeowner's exemption | $695,634 | $879,179 Land $119,600 Building $759,579 |
Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), as of March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910209002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 86 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 86 in force |
| Nearby Flood Claims | 2 (1995–2012) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2012 · other causes |
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Fiber | 2,000 / 35 |
May also be available: Lumen Technologies.
Based on FCC filings for 47 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system FL1460147, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF NICEVILLE serves 22,243 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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