Bedford County property record for 1114 Cossman Ct, Forest, VA 24551 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,544 sqft · built 2007 |
| Lot Size | 0.76 acres (33,106 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,598 (2026) |
| Deeds & Mortgages | Apr 2017 Refinance Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 100 9 38 |
| Primary APN | 100 9 38 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,544 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| Basement Area | 1,260 sqft |
| Unfinished Basement | 1,260 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 33,106 sqft (0.76 acres) |
| Porch | Porch |
| Porch Area | 192 sqft |
| Deck Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 1114 COSSMAN CT |
|---|---|
| City | FOREST |
| State | VA |
| Zip | 24551-4677 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOOPER WOODS SEC 3 AMENDED LT 38 PB 54/53 |
| Legal Subdivision | HOOPER WOODS SEC 3 |
| Legal Lot Number | 38 |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 30101 |
Source: Bedford County records · APN 100 9 38
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1114 COSSMAN CT, FOREST, VA 24551-4677 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 25, 2017 | Deed of Trust, Mortgage · Stand-Alone Refinance UNION BANK & TRUST |
| Aug 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jul 26, 2019 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jul 10, 2019 |
| Transfer Doc | 0000006710 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 1114 COSSMAN CT, FOREST, VA 24551-4677 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0170003648 |
|---|---|
| Date | Apr 25, 2017 |
| Instrument | 170003648 |
| Name | UNION BANK & TRUST |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 1114 COSSMAN CT, FOREST, VA 24551-4677 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0190007833 |
|---|---|
| Date | Aug 27, 2019 |
| Instrument | 190007833 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2034 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.88% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Jul 26, 2019 |
| Property Address | 1114 COSSMAN CT, FOREST, VA 24551-4677 |
| Document Number | 0190006710 |
| Instrument Date | Jul 10, 2019 |
| Instrument | 190006710 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1114 COSSMAN CT, FOREST, VA 24551-4677 |
Source: Bedford County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,598.00 | $389,800 (+1%) Land $80,000 Building $309,800 | |
| 2023 | $1,598.00 Additional exemption filed | $194,900 | $389,800 Land $80,000 Building $309,800 |
Source: FEMA National Flood Hazard Layer, Bedford County (51019C), updated September 29, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510190301013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 9 in force |
| Wildfire Risk | Moderate above 43% of the US · above 69% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 2,273 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 69 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| T-Mobile USA | Fiber | 5,000 / 5,000 |
| Xfinity | Fiber | 2,000 / 2,000 |
| Shenandoah Telecommunications Company | Cable | 1,200 / 50 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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