1091 Cossman Ct, Forest, VA 24551 Property Records

Bedford County property record for 1091 Cossman Ct, Forest, VA 24551

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,384 sqft · built 2007
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Last Sale	$470,000 (May 2024)
Tax Bill	$1,700 (2025)
Deeds & Mortgages	Apr 2021 Transfer Apr 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`100 9 41`

Property Details

APN / Parcel Number

Primary APN	`100 9 41`
Alternative APNs	`90508281` `424573`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,384 sqft Living Area
1st Floor Area	989 sqft
Basement Area	989 sqft
Unfinished Basement	989 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	22,216 sqft (0.51 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	108 sqft
Deck Area	158 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1091 COSSMAN CT
City	FOREST
State	VA
Zip	24551-4698
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOOPER WOODS SEC 3 LT 41 PB 48/181
Legal Subdivision	HOOPER WOODS
Legal Lot Number	4
Jurisdiction	BEDFORD VA
Township / Civil Division	5
Census Block Group	3
Census Block	3010
Census Tract	30101

Owner

Source: Bedford County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1091 COSSMAN CT, FOREST, VA 24551-4698
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Gift Deed, Transfer
Apr 9, 2021	Warranty Deed, Transfer NOT AVAILABLE, RELIANCE TITLE & SETTLEMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2024 · Amount on Record
Deed Sale	May 17, 2024 · Amount on Record
Prior Sale	Apr 9, 2021 · Amount on Record
Deed Document Number	20243793
Prior Transfer Date	Mar 31, 2021
Prior Transfer Doc	0000005352
Record Updated	Jun 8, 2026

April 2021: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	BEDFORD VA
Recording Date	Apr 9, 2021
Property Address	1091 COSSMAN CT, FOREST, VA 24551-4698
Document Number	0210005352
Instrument Date	Mar 31, 2021
Instrument	210005352
Transaction Type	Transfer
Record Updated	Sep 27, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1069 CARNEGIE PL, FOREST, VA 24551-2784

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Apr 9, 2021
Property Address	1091 COSSMAN CT, FOREST, VA 24551-4698
Document Number	0210005353
Instrument Date	Mar 31, 2021
Instrument	210005353
Transaction Type	Transfer
Record Updated	Sep 27, 2022
Title Company	NOT AVAILABLE, RELIANCE TITLE & SETTLEMENT

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 521, FOREST, VA 24551-0521

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,700.00	$414,800 (+1%) Land $77,000 Building $337,800
2023	$1,700.00 Additional exemption filed	$207,400	$414,800 Land $77,000 Building $337,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000
Glo Fiber Cable	1,200 / 50

Cell Coverage

4G LTE only, no 5G reported

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