1114 17th Ter, Key West, FL 33040 Property Records

Monroe County property record for 1114 17th Ter, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,568 sqft · built 1967
Lot Size	0.13 acres (5,700 sqft)
Owner	Individual Name on File
Last Sale	$543,571 (Feb 2017)
Tax Bill	$4,351 (2024)
Deeds & Mortgages	Jan 2024 Second Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`00057930-000000`

Property Details

APN / Parcel Number

Primary APN	`00057930-000000`
Alternative APNs	`01010100057930000000` `1058416`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft
Flooring	Concrete/Cement
Interior Walls	Plywood

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1996
Exterior Material	Other
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,700 sqft (0.13 acres)
Lot Dimensions	100 ft deep x 57 ft wide

Exterior Amenities

Pool Area	299 sqft
Porch	Open Porch
Porch Area	82 sqft
Patio Area	1,084 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1058416
Old Parcel Number	01010100057930000000
Street Address	1114 17TH TER
City	KEY WEST
State	FL
Zip	33040-4272
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 7 LT 25 KW PEARLMAN HEIGHTS PB4-85 OR631-71 OR747-361/62 OR970-1620D/C OR1007-2155/56PET OR1007-2157OATH OR1007-2158ORD
Legal Range	25E
Legal Township	67S
Legal Section	34
Legal Subdivision	PEARLMAN HEIGHTS
Legal Block	7
Legal Lot Number	25
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	2
Census Block	2002
Census Tract	971900

Owner

1114 17th Ter is owned and occupied by an individual who bought it in February 2017.

Source: Monroe County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1114 17TH TER, KEY WEST, FL 33040-4272
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NATIONSTAR MORTGAGE LLC
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Feb 3, 2017	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2017 · Amount on File
Deed Sale	Feb 3, 2017 · Amount on File
Prior Sale	May 6, 2008 · Amount on File
Deed Document Number	2109171
Deed Book / Page	2837 / 1738
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	1114 17TH TER, KEY WEST, FL 33040-4272
Transaction Type	Mortgage
Record Updated	Feb 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 17TH TER, KEY WEST, FL 33040-4272

Mortgage

Document Number	0032590270
Date	Jan 19, 2024
Book Page	3259/270
Instrument	2448298

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2044

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	1114 17TH TER, KEY WEST, FL 33040-4272
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 17TH TER, KEY WEST, FL 33040-4272

Mortgage

Document Number	0031332359
Date	Oct 26, 2021
Book Page	3133/2359
Instrument	2345868

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2046

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Feb 3, 2017
Property Address	1114 17TH TER, KEY WEST, FL 33040-4272
Document Number	0028371738
Book / Page	2837 / 1738
Map Reference	MB4 PG85
Instrument Date	Jan 31, 2017
Instrument	2109171
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,805.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	203 DAVID WALKER DR, 203, TAVARES, FL 32778-5749

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 17TH TER, KEY WEST, FL 33040-4272

Mortgage

Document Number	0002109172
Date	Feb 3, 2017
Instrument	2109172

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$526,452	$703,737 Land $474,953 Building $228,784
2024	$4,351.00 (+1.8%)
2023	$4,274.00 (+4.55%) Homeowner's exemption	$496,715 (+3%)	$737,522 (+17.98%) Land $523,887 Building $213,635
2022	$4,088.00 Homeowner's exemption	$482,248	$625,113 Land $408,747 Building $216,366

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1114 17th Ter in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 220 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	363 units insured incl. 143 condo units
Nearby Flood Claims	348 (1979–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 30 claims Hurricane Wilma, Oct 2005 · 243 claims Hurricane Georges, Sep 1998 · 51 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1114 17th Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Hotwire Communications, Verizon.

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