1122 17th Ter, Key West, FL 33040 Property Records

Monroe County property record for 1122 17th Ter, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,770 sqft · built 1967
Lot Size	0.131 acres (5,700 sqft)
Owner	Individual Name on Record
Last Sale	$770,000 (Jun 2019)
Tax Bill	$5,943 (2024)
Deeds & Mortgages	Mar 2022 Transfer Jun 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`00057950-000000`

Property Details

APN / Parcel Number

Primary APN	`00057950-000000`
Alternative APNs	`01010100057950000000` `1058432`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,770 sqft Living Area
1st Floor Area	1,770 sqft
Flooring	Ceramic Tile
Interior Walls	Plywood

Exterior

Year Built	Built 1967
Effective Year Built	Effective 2012
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,700 sqft (0.131 acres)
Lot Dimensions	100 ft deep x 57 ft wide

Exterior Amenities

Pool Area	330 sqft
Porch	Open Porch
Porch Area	60 sqft
Deck Area	665 sqft
Patio Area	665 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1058432
Street Address	1122 17TH TER
City	KEY WEST
State	FL
Zip	33040-4272
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-2
Legal Description	BK 7 LT 27 KW PEARLMAN HEIGHTS PB4-85 OR557-213 OR609-373 OR692-239 OR692-237 OR691-349 OR726-136 OR791-1253 OR814-2245 OR822-27 OR949-1480 OR2260-2133 OR2299-2305 OR2558-70 OR2969-1937 OR3158-0548
Legal Range	25E
Legal Township	67S
Legal Section	34
Legal Subdivision	PEARLMAN HEIGHTS
Legal Block	7
Legal Lot Number	27
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	2
Census Block	2002
Census Tract	971900

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1122 17TH TER, KEY WEST, FL 33040-4272
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Jun 12, 2019	Warranty Deed, Transfer · Conventional Mortgage GROUP ONE MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2019 · Amount on Record
Deed Sale	Jun 12, 2019 · Amount on Record
Prior Sale	Dec 21, 2006 · Amount on Record
Deed Document Number	20192224412
Deed Book / Page	2969 / 1937
Prior Transfer Date	Feb 23, 2012
Prior Transfer Doc	0025580070
Record Updated	Jun 8, 2026

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Mar 2, 2022
Property Address	1122 17TH TER, KEY WEST, FL 33040-4272
Document Number	0031580548
Book / Page	3158 / 548
Map Reference	MB 4 PG 85
Instrument Date	Feb 28, 2022
Instrument	2363820
Transaction Type	Transfer
Record Updated	Mar 25, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1122 17TH TER, 1122, KEY WEST, FL 33040-4272

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1122 17TH TER, KEY WEST, FL 33040-4272

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	1122 17TH TER, KEY WEST, FL 33040-4272
Document Number	0030300714
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1122 17TH TER KEY WEST FL 330404272, KEY WEST, FL 33040-4272

Mortgage

Document Number	0030300714
Date	Jul 6, 2020
Book Page	003030/000714
Instrument	2271924

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jun 12, 2019
Property Address	1122 17TH TER, KEY WEST, FL 33040-4272
Document Number	0029691937
Book / Page	2969 / 1937
Map Reference	MB 4 PG 85
Instrument Date	Jun 10, 2019
Instrument	2224412
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,390.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3992 SWEET MAGNOLIA DR, 3992, GAINESVILLE, GA 30504-5964

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1122 17TH TER, KEY WEST, FL 33040-4272

Mortgage

Document Number	0029691939
Date	Jun 12, 2019
Instrument	2969-1939

Lender

Name	GROUP ONE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$725,315 (+5.99%)	$904,587 (-2.92%) Land $474,953 Building $429,634
2024	$5,943.00 (+1.71%)
2023	$5,843.00 (+105.09%) Homeowner's exemption	$684,344 (+3%)	$931,838 (+12.82%) Land $523,887 Building $407,951
2022	$2,849.00 Senior Citizen's exemption	$664,412	$825,959 Land $408,747 Building $417,212

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 220 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	363 units insured incl. 143 condo units
Nearby Flood Claims	348 (1979–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 30 claims Hurricane Wilma, Oct 2005 · 243 claims Hurricane Georges, Sep 1998 · 51 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 634 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Hotwire Communications, T-Mobile, Verizon.

Nearby Properties on 17th Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures