1106 17th Ter, Key West, FL 33040 Property Records

Monroe County property record for 1106 17th Ter, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,722 sqft · built 1965
Lot Size	0.131 acres (5,700 sqft)
Owner	2 Company Names on File
Last Sale	$1,250,000 (Sep 2022)
Tax Bill	$8,323 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Nov 2022 Transfer + 4 more
Flood Zone	Zone AE (high risk)
APN	`00057910-000000`

Property Details

APN / Parcel Number

Primary APN	`00057910-000000`
Alternative APNs	`01010100057910000000` `1058394`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,722 sqft Living Area
1st Floor Area	1,722 sqft
Flooring	Concrete/Cement
Interior Walls	Plywood

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2018
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,700 sqft (0.131 acres)
Lot Dimensions	100 ft deep x 57 ft wide
Garage Type	Carport
Garage Area	200 sqft
Carport	Carport
Carport Area	200 sqft

Exterior Amenities

Pool Area	252 sqft
Porch	Slab
Porch Area	228 sqft
Patio Area	676 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1058394
Street Address	1106 17TH TER
City	KEY WEST
State	FL
Zip	33040-4272
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-2
Legal Description	BK 7 LT 23 PEARLMAN HEIGHTS PB4-85 OR413-680 OR642-130 OR651-867 OR772-396 OR772-1225 OR997-2384 OR1264-266 OR1264-438 OR1465-2078 OR1551-440 OR1824-253 OR2877-166 OR3195-2003 OR3201-2489
Legal Range	25E
Legal Township	67S
Legal Section	34
Legal Subdivision	PEARLMAN HEIGHTS
Legal Block	7
Legal Lot Number	23
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	2
Census Block	2002
Census Tract	971900

Owner

1106 17th Ter is owned by a company that bought it in September 2022 and is owner-occupied.

Source: Monroe County records, as of May 4, 2026

Owner of Record	2 Company Names on File
Mailing Address	1106 17TH TER, KEY WEST, FL 33040-4272
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2022	Deed of Trust, Mortgage · Line of Credit KEYS FCU
Nov 18, 2022	Intrafamily Transfer, Transfer ATTORNEY
Sep 30, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGEADVISORS.COM
Nov 20, 2020	Loan Modification, Mortgage · Conventional Mortgage TCF NAT'L BK
Oct 30, 2017	Warranty Deed, Transfer · Commercial Mortgage TCF NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2022 · Amount on File
Deed Sale	Sep 30, 2022 · Amount on File
Prior Sale	Oct 30, 2017 · Amount on File
Deed Document Number	20222392816
Deed Book / Page	3195 / 2003
Prior Transfer Date	Jul 7, 1993
Prior Transfer Doc	1264000438
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	1106 17TH TER, KEY WEST, FL 33040-4272
Transaction Type	Mortgage
Record Updated	Jan 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1106 17TH TER, KEY WEST, FL 33040-4272

Mortgage

Document Number	0031792486
Date	Jun 17, 2022
Book Page	3179/2486
Instrument	2380390

Lender

Name	KEYS FCU
Type	Credit Union
Address	KEY WEST, FL 33040

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	216 Months
Due	Jun 16, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Nov 18, 2022
Property Address	1106 17TH TER, KEY WEST, FL 33040-4272
Document Number	0032012489
Book / Page	3201 / 2489
Map Reference	MB 4 PG 85
Instrument Date	Nov 11, 2022
Instrument	2398035
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1106 17TH TER, 1106, KEY WEST, FL 33040-4272

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1106 17TH TER, KEY WEST, FL 33040-4272

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Sep 30, 2022
Property Address	1106 17TH TER, KEY WEST, FL 33040-4272
Document Number	0031952003
Book / Page	3195 / 2003
Map Reference	MB 4 PG 85
Instrument Date	Sep 15, 2022
Instrument	2392816
Transaction Type	Transfer
Record Updated	Oct 14, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1106 17TH TER, 1106, KEY WEST, FL 33040-4272

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1106 17TH TER, KEY WEST, FL 33040-4272

Mortgage

Document Number	0031952005
Date	Sep 30, 2022
Instrument	3195/2005

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Mortgage

Document Number	0031952021
Date	Sep 30, 2022
Book Page	3195/2021
Instrument	2392818

Lender

Name	GEORGIAS OWN CU
Type	Credit Union
Address	ATLANTA, GA 30303

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	1106 17TH TER, KEY WEST, FL 33040-4272
Document Number	0030642331
Instrument Date	Dec 5, 2020
Transaction Type	Mortgage
Record Updated	Jan 8, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1106 17TH TER KEY WEST FL 330404272, KEY WEST, FL 33040-4272

Mortgage

Document Number	0030642331
Date	Dec 23, 2020
Book Page	003064/002331
Instrument	2296398

Lender

Name	MORTGAGEADVISORS.COM
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 22, 2050

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE FL
Property Address	1106 17TH TER, KEY WEST, FL 33040-4272
Document Number	0030642344
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Jan 12, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1106 17TH TER KEY WEST FL 330404272, KEY WEST, FL 33040-4272

Mortgage

Document Number	0030642344
Date	Dec 23, 2020
Book Page	003064/002344
Instrument	2296399

Lender

Name	TCF NAT'L BK
Type	Bank
Address	PLYMOUTH, MN 55441

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Oct 30, 2017
Property Address	1106 17TH TER, KEY WEST, FL 33040-4272
Document Number	0028770166
Book / Page	2877 / 0166
Map Reference	MB4 PG85
Instrument Date	Oct 17, 2017
Instrument	2141613
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,382.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1334 ATLANTIC BLVD # 3, 1334, KEY WEST, FL 33040-5002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1106 17TH TER, KEY WEST, FL 33040-4272

Mortgage

Document Number	0002141615
Date	Oct 30, 2017
Instrument	2141615

Lender

Name	TCF NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1106 17th Ter was $8,323 with a homeowner's exemption, down 3% from the year before.

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,323.00 (-3.04%) Homeowner's exemption	$984,837 Land $474,953 Building $509,884	$984,837 Land $474,953 Building $509,884
2024	$8,584.00 (+0.74%)
2023	$8,521.00 (+78.75%) Senior Citizen's exemption	$1,009,688 (+78.85%) Land $523,887 Building $485,801	$1,009,688 (+42.16%) Land $523,887 Building $485,801
2022	$4,767.00 Homeowner's exemption	$564,559	$710,249 Land $408,747 Building $301,502

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1106 17th Ter in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 220 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	363 units insured incl. 143 condo units
Nearby Flood Claims	348 (1979–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 30 claims Hurricane Wilma, Oct 2005 · 243 claims Hurricane Georges, Sep 1998 · 51 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1106 17th Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Hotwire Communications, Verizon.

Nearby Properties on 17th Ter

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