11127 Joel Ct, Orlando, FL 32825 Property Records

Orange County property record for 11127 Joel Ct, Orlando, FL 32825

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,468 sqft · built 1993
Lot Size	0.172 acres (7,511 sqft)
Owner	2 Individual Names on File
Last Sale	$96,000 (Jan 1994)
Tax Bill	$1,915 (2025)
Deeds & Mortgages	Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-23-31-0167-00-740`

Property Details

APN / Parcel Number

Primary APN	`09-23-31-0167-00-740`
Alternative APNs	`312309016700740` `631780` `638091` `642892`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,468 sqft Living Area
Gross Area	1,952 sqft
1st Floor Area	1,468 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Concrete Block/Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,511 sqft (0.172 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	66 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	11127 JOEL CT
City	ORLANDO
State	FL
Zip	32825-7147
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	ANDOVER LAKES PHASE 2 A 30/51 LOT 74
Legal Range	31E
Legal Township	23S
Legal Section	09
Legal Subdivision	ANDOVER LAKES PH 2 A
Legal Phase	2
Legal Tract	167
Legal Lot Number	74
Jurisdiction	ORANGE FL
Township / Civil Division	UNION PARK
Census Block Group	1
Census Block	1009
Census Tract	16753

Owner

11127 Joel Ct is owned and occupied by two individuals who acquired it in February 2005.

Source: Orange County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11127 JOEL CT, ORLANDO, FL 32825-7147
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 1994 · Amount on File
Deed Sale	Jan 5, 1994 · Amount on File
Deed Book / Page	4679 / 392
Last Transfer Date	Feb 12, 2005
Transfer Doc	0000213789
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	11127 JOEL CT, ORLANDO, FL 32825-7147
Document Number	0000655850
Instrument Date	Nov 24, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11127 JOEL CT ORLANDO FL 328257147, ORLANDO, FL 32825-7147

Mortgage

Document Number	0000655850
Date	Dec 1, 2017
Instrument	655850

Lender

Name	DITECH FIN'L
Address	TAMPA, FL 33607

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 30, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 11127 Joel Ct was $1,915, up 8.9% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$308,910 (+149.94%) Land $90,000 Building $218,910	$308,910 (-1.25%) Land $90,000 Building $218,910
2025	$1,915.00 (+8.93%) Homeowner's exemption	$123,595	$312,830 Land $90,000 Building $222,830
2024	$1,758.00 (+7.72%)
2023	$1,632.00 (+5.84%) Homeowner's exemption	$116,614 (+3%)	$281,592 (+17.13%) Land $85,000 Building $196,592
2022	$1,542.00 Homeowner's exemption	$113,217	$240,417 Land $75,000 Building $165,417

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11127 Joel Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	2 (2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11127 Joel Ct is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20