Orange County property record for 11115 Joel Ct, Orlando, FL 32825
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,965 sqft · built 1994 |
| Lot Size | 0.186 acres (8,107 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $106,000 (Feb 1995) |
| Tax Bill | $2,500 (2025) |
| Deeds & Mortgages | Oct 2021 Reverse Mortgage Feb 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-23-31-0167-00-720 |
| Primary APN | 09-23-31-0167-00-720 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,965 sqft Living Area |
| Gross Area | 2,371 sqft |
| 1st Floor Area | 1,965 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,107 sqft (0.186 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 26 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 11115 JOEL CT |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32825-7147 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | ANDOVER LAKES PHASE 2 A 30/51 LOT 72 |
| Legal Range | 31E |
| Legal Township | 23S |
| Legal Section | 09 |
| Legal Subdivision | ANDOVER LAKES PH 2 A |
| Legal Phase | 2 |
| Legal Tract | 167 |
| Legal Lot Number | 72 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | UNION PARK |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 16753 |
Source: Orange County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11115 JOEL CT, ORLANDO, FL 32825-7147 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 26, 2021 | Deed of Trust, Mortgage · Reverse Mortgage ADVISORS MORTGAGE GROUP LLC |
| Feb 21, 2020 | Deed of Trust, Mortgage · FHA Mortgage ADVISORS MTG |
| Feb 21, 2020 | Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER |
| Jun 29, 2018 | Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Jun 29, 2018 | Deed of Trust, Mortgage · FHA Mortgage ONE REVERSE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 14, 1995 · Amount on Record |
| Deed Sale | Feb 14, 1995 · Amount on Record |
| Deed Book / Page | 4855 / 2543 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 11115 JOEL CT, ORLANDO, FL 32825-7147 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2021 |
| Name | Verified Name |
|---|---|
| Address | 11115 JOEL CT, ORLANDO, FL 32825-7147 |
| Document Number | 20210654574 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | 20210654574 |
| Name | ADVISORS MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | ASBURY PARK, NJ 07712 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 914 Months |
| Due | Dec 11, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.47% |
| Type Change Date | Dec 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 11115 JOEL CT, ORLANDO, FL 32825-7147 |
| Document Number | 0000149541 |
| Instrument Date | Feb 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11115 JOEL CT ORLANDO FL 328257147, ORLANDO, FL 32825-7147 |
| Document Number | 0000149541 |
|---|---|
| Date | Mar 9, 2020 |
| Instrument | 149541 |
| Name | ADVISORS MTG |
|---|---|
| Type | Mortgage Company |
| Address | OCEAN, NJ 07712 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 924 Months |
| Due | Mar 8, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 11115 JOEL CT, ORLANDO, FL 32825-7147 |
| Document Number | 0000149542 |
| Instrument Date | Feb 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11115 JOEL CT ORLANDO FL 328257147, ORLANDO, FL 32825-7147 |
| Document Number | 0000149542 |
|---|---|
| Date | Mar 9, 2020 |
| Instrument | 149542 |
| Name | FEDERAL HSNG COMMISSIONER |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 924 Months |
| Due | Mar 8, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 11115 JOEL CT, ORLANDO, FL 32825-7147 |
| Document Number | 0000403481 |
| Instrument Date | Jun 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11115 JOEL CT ORLANDO FL 328257147, ORLANDO, FL 32825-7147 |
| Document Number | 0000403481 |
|---|---|
| Date | Jul 10, 2018 |
| Instrument | 403481 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 948 Months |
| Due | Jul 9, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.52% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 11115 JOEL CT, ORLANDO, FL 32825-7147 |
| Document Number | 0000403480 |
| Instrument Date | Jun 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11115 JOEL CT ORLANDO FL 328257147, ORLANDO, FL 32825-7147 |
| Document Number | 0000403480 |
|---|---|
| Date | Jul 10, 2018 |
| Instrument | 403480 |
| Name | ONE REVERSE MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92121 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 948 Months |
| Due | Jul 9, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.52% |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $164,258 (+2.7%) | $386,890 (-1.34%) Land $90,000 Building $296,890 | |
| 2025 | $2,500.00 (+7.48%) Homeowner's exemption | $159,940 (+5.99%) | $392,140 (+11.5%) Land $90,000 Building $302,140 |
| 2024 | $2,326.00 (+7.59%) | ||
| 2023 | $2,162.00 (+5%) Homeowner's exemption | $150,905 (+3%) | $351,705 (+17.34%) Land $85,000 Building $266,705 |
| 2022 | $2,059.00 Homeowner's exemption | $146,510 | $299,736 Land $75,000 Building $224,736 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 2 (2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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