Orange County property record for 11103 Joel Ct, Orlando, FL 32825
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,687 sqft · built 1993 |
| Lot Size | 0.177 acres (7,703 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $100 (Jan 2024) |
| Tax Bill | $2,115 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-23-31-0167-00-700 |
| Primary APN | 09-23-31-0167-00-700 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,687 sqft Living Area |
| Gross Area | 2,325 sqft |
| 1st Floor Area | 1,687 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,703 sqft (0.177 acres) |
| Garage Type | Attached |
| Garage Area | 439 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 199 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 11103 JOEL CT |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32825-7147 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | ANDOVER LAKES PHASE 2 A 30/51 LOT 70 |
| Legal Range | 31E |
| Legal Township | 23S |
| Legal Section | 09 |
| Legal Subdivision | ANDOVER LAKES PH 2 A |
| Legal Phase | 2 |
| Legal Tract | 167 |
| Legal Lot Number | 70 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | UNION PARK |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 16753 |
Source: Orange County records, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 11103 JOEL CT, ORLANDO, FL 32825-7147 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Jan 25, 2024 | Intrafamily Transfer, Transfer · FHA Mortgage NATIONS LENDING CORP |
| Dec 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP |
| Feb 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 25, 2024 · Amount on Record |
| Deed Sale | Jan 25, 2024 · Amount on Record |
| Prior Sale | May 16, 1995 · Amount on Record |
| Deed Document Number | 202447562 |
| Prior Transfer Date | Jan 13, 2024 |
| Prior Transfer Doc | 0000047562 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jan 25, 2024 |
| Property Address | 11103 JOEL CT, ORLANDO, FL 32825-7147 |
| Document Number | 0000047562 |
| Map Reference | MB 4544 PG 4593 |
| Instrument Date | Jan 13, 2024 |
| Instrument | 20240047562 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2024 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS IN |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11103 JOEL CT, ORLANDO, FL 32825-7147 |
| Name | Verified Name |
|---|---|
| Address | 11103 JOEL CT, ORLANDO, FL 32825-7147 |
| Document Number | 0000047563 |
|---|---|
| Date | Jan 25, 2024 |
| Instrument | 20240047563 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 11103 JOEL CT, ORLANDO, FL 32825-7147 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2021 |
| Title Company | WATSON TITLE SERVICES INC, WATSON TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 11103 JOEL CT, ORLANDO, FL 32825-7147 |
| Document Number | 0000733563 |
|---|---|
| Date | Dec 2, 2021 |
| Instrument | 20210733563 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 11103 JOEL CT, ORLANDO, FL 32825-7147 |
| Document Number | 0000103917 |
| Instrument Date | Feb 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2019 |
| Name | Verified Name |
|---|---|
| Address | 11103 JOEL CT ORLANDO FL 328257147, ORLANDO, FL 32825-7147 |
| Document Number | 0000103917 |
|---|---|
| Date | Feb 19, 2019 |
| Instrument | 103917 |
| Name | CITIBANK |
|---|---|
| Type | Bank |
| Address | O'FALLON, MO 63368-2240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 18, 2039 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $139,693 (+2.7%) | $347,660 (-1.31%) Land $90,000 Building $257,660 | |
| 2025 | $2,115.00 (+8.35%) Homeowner's exemption | $136,020 (+5.99%) | $352,280 (+11.33%) Land $90,000 Building $262,280 |
| 2024 | $1,952.00 (+7.61%) | ||
| 2023 | $1,814.00 (+5.53%) Homeowner's exemption | $128,337 (+3%) | $316,435 (+19.55%) Land $85,000 Building $231,435 |
| 2022 | $1,719.00 Homeowner's exemption | $124,599 | $264,698 Land $75,000 Building $189,698 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 2 (2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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