1014 E Sandy Ridge Rd, Monroe, NC 28112 Property Records

Union County property record for 1014 E Sandy Ridge Rd, Monroe, NC 28112 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2017
Square Footage	2,128 sqft Living Area
Lot Size	536,659 sqft (12.3 acres)
Occupancy	Owner Occupied
Last Sale	$63,500 (2023)
Tax Bill	$2,743.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`04-120-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	2,128 sqft Living Area
Stories	1 Stories

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Wood Construction
Foundation Type	No Foundation Foundation
Roof Construction	Gable Roof Construction
Lot Area	536,659 sqft (12.3 acres)

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	1014 E SANDY RIDGE RD
City	MONROE
State	NC
Zip	28112-7318
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	6922-212
Jurisdiction	UNION NC
Minor Civil Division	BUFORD
Census Blockgroup	3
Census Block	3025
Census Tract	20901

Owner

Source: Union County records · APN 04-120-002

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1014 E SANDY RIDGE RD, MONROE, NC 28112-7318
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Mar 02, 2017	Deed of Trust, Mortgage · Line of Credit GOLDEN LIVING CENTER-HENDERSON
Apr 28, 2017	Warranty Deed, Construction Loan · Building or Construction Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 06, 2023 · Amount on Record
Deed Sale	Mar 06, 2023 · Amount on Record
Prior Sale	Apr 28, 2017 · Amount on Record
Deed Doc Number	20235046
Deed Book / Page	8666 / 376
Record Refreshed	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1014 E SANDY RIDGE RD, MONROE, NC 28112-7318
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000804481
Date	Mar 30, 2021
Book Page	8044/81
Instrument	14671

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1014 E SANDY RIDGE RD, MONROE, NC 28112-7318
Document Number	689216
Book / Page	006892 / 000016
Instrument Date	Mar 02, 2017
Transaction Type	Mortgage
Record Updated	May 25, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	SANDY RIDGE RD E MONROE NC 28112, MONROE, NC 28112

Mortgage

Document Number	689216
Date	Mar 13, 2017
Book Page	006892/000016
Instrument	6762

Lender

Name	GOLDEN LIVING CENTER-HENDERSON
Address	1510 HEBRON RD, HENDERSONVILLE, NC 28739-4794

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 28, 2017
Property Address	1014 E SANDY RIDGE RD, MONROE, NC 28112-7318
Document Number	0006922212
Book / Page	6922 / 212
Instrument Date	Mar 29, 2010
Instrument	0011733
Transaction Type	Construction Loan
Record Updated	Aug 24, 2022
Title Company	CHICAGO TITLE INSURANCE COMP

Transaction

Amount	Amount Recorded
Tax	$130.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 SUNNYBROOK DR, MONROE, NC 28110-2719

Mortgage

Document Number	0000011734
Date	Apr 28, 2017
Instrument	0011734

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	May 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	May 01, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	9%

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,743.00 (+21.64%)	$573,800 (+58.46%) Land $180,300 Building $393,500	$573,800 (+58.46%) Land $180,300 Building $393,500
2023	$2,255.00	$362,100 Land $90,200 Building $271,900	$362,100 Land $90,200 Building $271,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

1014 E Sandy Ridge Rd, Monroe, NC 28112 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2017: Warranty Deed, Construction Loan

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on E Sandy Ridge Rd

Nearby Streets

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