Mecklenburg County property record for 11116 Pointer Ridge Dr, Charlotte, NC 28214
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,068 sqft · built 2002 |
| Lot Size | 0.119 acres (5,219 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $399,500 (Sep 2022) |
| Tax Bill | $3,639 (2023) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-458-26 |
| Primary APN | 031-458-26 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,068 sqft Heated Area |
| Gross Area | 2,536 sqft |
| 1st Floor Area | 918 sqft |
| Upper Floors Area | 1,162 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 5,219 sqft (0.119 acres) |
| Garage Area | 420 sqft |
| Porch | Porch |
| Porch Area | 36 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 031-458-26 |
|---|---|
| Street Address | 11116 POINTER RIDGE DR |
| City | CHARLOTTE |
| State | NC |
| Zip | 28214-1038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MX-2 |
| Legal Description | L127 M36-600 |
| Legal Subdivision | CATAWBA RIV PLANTATION PH 02 M |
| Legal Lot Number | 127 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 6013 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 11116 POINTER RIDGE DR, CHARLOTTE, NC 28214-1038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Dec 3, 2021 | Warranty Deed, Transfer · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 2, 2022 · Amount on Record |
| Deed Sale | Sep 2, 2022 · Amount on Record |
| Prior Sale | Dec 3, 2021 · Amount on Record |
| Deed Document Number | 0037622353 |
| Deed Book / Page | 37622 / 353 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Sep 2, 2022 |
| Property Address | 11116 POINTER RIDGE DR, CHARLOTTE, NC 28214-1038 |
| Document Number | 0000126419 |
| Book / Page | 37622 / 353 |
| Map Reference | MB 36 PG 600 |
| Instrument Date | Sep 2, 2022 |
| Instrument | 2022126419 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Title Company | BARRISTER TITLE SERVICES, BARRISTERS TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $799.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7624 CUSHING DR, CHARLOTTE, NC 28216-8963 |
| Name | Verified Name |
|---|---|
| Address | 11116 POINTER RIDGE DR, CHARLOTTE, NC 28214-1038 |
| Document Number | 0000126420 |
|---|---|
| Date | Sep 2, 2022 |
| Instrument | 2022126420 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.07% |
| Type Change Date | Sep 1, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.07% |
| Max Rate At Change | 7.07% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Dec 3, 2021 |
| Property Address | 11116 POINTER RIDGE DR, CHARLOTTE, NC 28214-1038 |
| Document Number | 0000228870 |
| Book / Page | 36832 / 447 |
| Map Reference | MB 36 PG 600 |
| Instrument Date | Dec 2, 2021 |
| Instrument | 2021228870 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $246.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 681034, CHARLOTTE, NC 28216-0018 |
| Name | Verified Name |
|---|---|
| Address | 7624 CUSHING DR, CHARLOTTE, NC 28216-8963 |
| Document Number | 0000228871 |
|---|---|
| Date | Dec 3, 2021 |
| Instrument | 2021228871 |
| Name | CIVIC FINANCIAL SERVICES LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 1, 2022 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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