Mecklenburg County property record for 11048 Pointer Ridge Dr, Charlotte, NC 28214
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,782 sqft · built 2002 |
| Lot Size | 0.123 acres (5,386 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $117,000 (Jul 2002) |
| Tax Bill | $2,898 (2023) |
| Deeds & Mortgages | Jun 2002 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-458-28 |
| Primary APN | 031-458-28 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,782 sqft Heated Area |
| Gross Area | 2,050 sqft |
| 1st Floor Area | 879 sqft |
| Upper Floors Area | 903 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 5,386 sqft (0.123 acres) |
| Garage Area | 240 sqft |
| Porch | Porch |
| Porch Area | 28 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 031-458-28 |
|---|---|
| Street Address | 11048 POINTER RIDGE DR |
| City | CHARLOTTE |
| State | NC |
| Zip | 28214-1037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MX-2 |
| Legal Description | L126 M36-600 |
| Legal Subdivision | CATAWBA RIV PLANTATION PH2MAP1 |
| Legal Lot Number | 126 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 6013 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 11048 POINTER RIDGE DR, CHARLOTTE, NC 28214-1037 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2002 · Amount on Record |
| Deed Sale | Jul 1, 2002 · Amount on Record |
| Deed Document Number | 0013762298 |
| Deed Book / Page | 13762 / 0298 |
| Record Updated | Jun 7, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 11048 POINTER RIDGE DR, CHARLOTTE, NC 28214-1037 |
| Document Number | 0000124655 |
| Instrument Date | Jun 28, 2002 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2018 |
| Name | Verified Name |
|---|---|
| Address | 11048 POINTER RIDGE DR CHARLOTTE NC 282141037, CHARLOTTE, NC 28214-1037 |
| Document Number | 0000124655 |
|---|---|
| Date | Oct 2, 2018 |
| Book Page | 033018/000443 |
| Instrument | 124655 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | DENVER, CO 80249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 456 Months |
| Due | Oct 1, 2056 |
| Rate | 4% |
|---|
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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