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11044 Pointer Ridge Dr, Charlotte, NC 28214 Property Records

Mecklenburg County property record for 11044 Pointer Ridge Dr, Charlotte, NC 28214

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,635 sqft · built 2002
Lot Size0.104 acres (4,551 sqft)
OwnerCompany Name on File
Tax Bill$2,811 (2023)
Deeds & MortgagesFeb 2024 Line of Credit
Aug 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN031-458-29

Property Details

APN / Parcel Number

Primary APN031-458-29

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,635 sqft Heated Area
Gross Area1,899 sqft
1st Floor Area852 sqft
Upper Floors Area783 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area4,551 sqft (0.104 acres)
Garage Area240 sqft
Patio Area145 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number031-458-29
Street Address11044 POINTER RIDGE DR
CityCHARLOTTE
StateNC
Zip28214-1037
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMX-2
Legal DescriptionL125 M36-600
Legal SubdivisionCATAWBA RIV PLANTATION 02 MAP
Legal Lot Number125
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1006
Census Tract6013

Owner

Source: Mecklenburg County records · APN 031-458-29

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 4090, SCOTTSDALE, AZ 85261-4090
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 20, 2024Deed of Trust, Mortgage · Line of Credit
ROYAL BANK OF CANADA A CANADIAN CHARTERE
Aug 26, 2019Quit Claim Deed, Mortgage · Line of Credit
MORGAN STANLEY MTG CAP HOLDING

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 26, 2019
Deed SaleAug 26, 2019
Prior SaleApr 11, 2014
Deed Document Number0033788322
Deed Book / Page29492 / 379
Prior Transfer DateOct 06, 2014
Prior Transfer Doc2014116305
Record UpdatedJun 07, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address11044 POINTER RIDGE DR, CHARLOTTE, NC 28214-1037
Transaction TypeMortgage
Record UpdatedJun 04, 2026
Title CompanySELENE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address7500 N DOBSON RD 300, 300, SCOTTSDALE, AZ 85256-2727
InvestorPossibly a Property Investor

Mortgage

Document Number0000014206
DateFeb 20, 2024
Book Page38641/1
Instrument2024014206
Lender
NameROYAL BANK OF CANADA A CANADIAN CHARTERE
Address200 VESEY ST # 1212, NEW YORK, NY 10281
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueFeb 09, 2029

August 2019: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionMECKLENBURG NC
Recording DateAug 26, 2019
Property Address11044 POINTER RIDGE DR, CHARLOTTE, NC 28214-1037
Document Number0000110823
Book / Page033788 / 000322
Instrument DateAug 22, 2019
Instrument110823
Transaction TypeMortgage
Record UpdatedSep 18, 2019
Title CompanyOS NATIONAL LLC, OS NAT'L LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 4090 SCOTTSDALE AZ 852614090, SCOTTSDALE, AZ 85261-4090

Mortgage

Document Number110824
DateAug 26, 2019
Book Page033788/000398
Instrument110824
Lender
NameMORGAN STANLEY MTG CAP HOLDING
TypeMortgage Company
Address1585 BROADWAY # 24TH, NEW YORK, NY 10036-8200
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueAug 25, 2024
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 3, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 357 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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