11105 Peppermint St, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 11105 Peppermint St, Prospect, KY 40059

Property Summary

Property TypeSingle Family Home
Lot Size0.061 acres (2,688 sqft)
Owner2 Individual Names on File
Last Sale$728,000 (Apr 2017)
Tax Bill$10,485 (2025)
Deeds & MortgagesMar 2020 Mortgage
Aug 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN214039N2080000

Property Details

APN / Parcel Number

Primary APN214039N2080000
Alternative APNs
  • 4039N2080000
  • 91038324

Exterior

Lot Area2,688 sqft (0.061 acres)

Location & Zoning

Account Number91038324
Street Address11105 PEPPERMINT ST
CityPROSPECT
StateKY
Zip40059-6603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT N208 NORTON COMMONS SUBDIVISION, NORTH VILLAGE, PH. 2, PB. 55, PG. 11, 0.0617 AC +/-, OFF BLK 3793 LOTS 17 & 20
Legal SubdivisionNORTON COMMONS SUBDIVISION
Legal Phase2
Legal Tract2
Legal Block3793
Legal Lot Number17,20,2
JurisdictionJEFFERSON KY
Township / Civil DivisionNORTHEAST JEFFERSON
Census Block Group3
Census Block3009
Census Tract10313

Owner

11105 Peppermint St is owned and occupied by two individuals who bought it in April 2017.

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address11105 PEPPERMINT ST, PROSPECT, KY 40059-6603
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT FNDG
Aug 7, 2018Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT FNDG
Apr 3, 2017Warranty Deed, Subdivision Related Transfer
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 3, 2017 · Amount on File
Deed SaleApr 3, 2017 · Amount on File
Deed Document Number0010857241
Deed Book / Page10857 / 241
Record UpdatedJun 8, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Property Address11105 PEPPERMINT ST, PROSPECT, KY 40059-6603
Document Number0164310937
Instrument DateMar 3, 2020
Transaction TypeMortgage
Record UpdatedApr 22, 2020
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address11105 PEPPERMINT ST PROSPECT KY 400596603, PROSPECT, KY 40059-6603

Mortgage

Document Number0164310937
DateMar 25, 2020
Book Page016431/000937
Instrument64566
Lender
NamePROVIDENT FNDG
TypeFunding / Finance Company
AddressBURLINGAME, CA 94010
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMar 24, 2035

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Property Address11105 PEPPERMINT ST, PROSPECT, KY 40059-6603
Document Number0156480697
Instrument DateAug 7, 2018
Transaction TypeMortgage
Record UpdatedAug 30, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address11105 PEPPERMINT ST PROSPECT KY 400596603, PROSPECT, KY 40059-6603

Mortgage

Document Number0156480697
DateAug 20, 2018
Book Page015648/000697
Instrument196751
Lender
NamePROVIDENT FNDG
TypeFunding / Finance Company
AddressSAN BRUNO, CA 94066
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueAug 19, 2033

April 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON KY
Recording DateApr 3, 2017
Property Address11105 PEPPERMINT ST, PROSPECT, KY 40059-6603
Document Number0108570241
Book / Page010857 / 000241
Instrument DateMar 27, 2017
Instrument78206
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 19, 2017
Title CompanyNETCO INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$728.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address11105 PEPPERMINT ST PROSPECT KY 400596603, PROSPECT, KY 40059-6603

Mortgage

Document Number150010859
DateApr 3, 2017
Book Page015001/000859
Instrument78207
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226
Agreement
AmountAmount on Record
Term360 Months
DueApr 2, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 11105 Peppermint St was $10,485, down 1.9% from the year before.

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
County / Consolidated CityLouisville/Jefferson County Metro Government
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,485.00 (-1.94%)$939,570 (-) Land $126,000 Building $813,570
2024$10,692.00 (-1.73%)$939,570 (-) Land $126,000 Building $813,570$939,570 (-) Land $126,000 Building $813,570
2023$10,880.00 (-0.34%)$939,570 (-) Land $126,000 Building $813,570$939,570 (-) Land $126,000 Building $813,570
2022$10,917.00$939,570 Land $126,000 Building $813,570$939,570 Land $126,000 Building $813,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11105 Peppermint St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11105 Peppermint St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people · EPA ID KY0560258
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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