Louisville/Jefferson County Metro Government property record for 11109 Peppermint St, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.103 acres (4,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $740,000 (Dec 2016) |
| Tax Bill | $8,474 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Feb 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 214039N2060000 |
| Primary APN | 214039N2060000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 4,500 sqft (0.103 acres) |
|---|
| Account Number | 91038322 |
|---|---|
| Street Address | 11109 PEPPERMINT ST |
| City | PROSPECT |
| State | KY |
| Zip | 40059-6603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT N206 NORTON COMMONS SUBDIVISION, NORTH VILLAGE, PH. 2, PB. 55, PG. 11, 0.0623 AC +/-, OFF BLK 3793 LOTS 17 & 20 |
| Legal Subdivision | NORTON COMMONS SUBDIVISION |
| Legal Phase | 2 |
| Legal Block | 3793 |
| Legal Lot Number | 17,20,2 |
| Jurisdiction | JEFFERSON KY |
| Township / Civil Division | NORTHEAST JEFFERSON |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 10313 |
11109 Peppermint St is owned and occupied by two individuals who bought it in December 2016.
Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11109 PEPPERMINT ST, PROSPECT, KY 40059-6603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2023 | Deed of Trust, Mortgage · Line of Credit REPUBLIC BANK & TRUST CO |
| Feb 9, 2023 | Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2016 · Amount on File |
| Deed Sale | Dec 28, 2016 · Amount on File |
| Deed Document Number | 0010789235 |
| Deed Book / Page | 10789 / 235 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 11109 PEPPERMINT ST, PROSPECT, KY 40059-6603 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 11109 PEPPERMINT ST, PROSPECT, KY 40059-6603 |
| Document Number | 0000113514 |
|---|---|
| Date | Jun 9, 2023 |
| Book Page | M 18525/433 |
| Instrument | 2023113514 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 5, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 11109 PEPPERMINT ST, PROSPECT, KY 40059-6603 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2023 |
| Title Company | LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Address | 11109 PEPPERMINT ST, PROSPECT, KY 40059-6603 |
| Document Number | 0000026260 |
|---|---|
| Date | Feb 9, 2023 |
| Book Page | M 18399/524 |
| Instrument | 2023026260 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 7.5% |
| Index | 1-Year LIBOR |
| Margin | 3 |
| Max Rate | 10.5% |
The 2025 property tax bill for 11109 Peppermint St was $8,474.
Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Consolidated City | Louisville/Jefferson County Metro Government |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,474.00 | $759,350 Land $126,000 Building $633,350 | |
| 2024 | $759,350 (-) Land $126,000 Building $633,350 | ||
| 2023 | $8,793.00 (-0.34%) | $759,350 (-) Land $126,000 Building $633,350 | $759,350 (-) Land $126,000 Building $633,350 |
| 2022 | $8,823.00 | $759,350 Land $126,000 Building $633,350 | $759,350 Land $126,000 Building $633,350 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11109 Peppermint St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11109 Peppermint St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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