1111 Vance Rd, Midland, MI 48640 Property Records

Midland County property record for 1111 Vance Rd, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,521 sqft · built 1995
Lot Size	3.29 acres (143,312 sqft)
Owner	2 Individual Names on File
Last Sale	$353,000 (Jul 2019)
Tax Bill	$7,459 (2025)
Deeds & Mortgages	May 2022 Transfer May 2022 Transfer + 2 more
Flood Zone	Zone AE (high risk)
APN	`13-13-20-810`

Property Details

APN / Parcel Number

Primary APN	`13-13-20-810`
Alternative APN	`04001310002500`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,521 sqft Living Area
1st Floor Area	1,729 sqft
Basement Area	1,729 sqft
Unfinished Basement	1,729 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	143,312 sqft (3.29 acres)
Lot Dimensions	975 ft deep x 147 ft wide
Garage Area	2,048 sqft
Parking Spaces	7 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1111 VANCE RD
City	MIDLAND
State	MI
Zip	48640-6411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Description	COM AT E 1/4 COR, TH W 660 FT, N 264 FT, E 473.5 FT, S 117 FT, E 186.5 FT, S 147 FT, 3.5 AC, SEC 13, T14N-R1E
Legal Range	01E
Legal Township	14N
Legal Section	13
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	3
Census Block	3004
Census Tract	291200

Owner

1111 Vance Rd is owned and occupied by two individuals who acquired it in May 2022.

Source: Midland County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1111 VANCE RD, MIDLAND, MI 48640-6411
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Intrafamily Transfer, Transfer
May 31, 2022	Intrafamily Transfer, Transfer
Dec 7, 2020	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES OF AMERICA
Jul 19, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2019 · Amount on File
Deed Sale	Jul 19, 2019 · Amount on File
Deed Document Number	20191625-01384
Deed Book / Page	1625 / 1384
Last Transfer Date	May 5, 2022
Transfer Doc	001657/387
Record Updated	Sep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	May 31, 2022
Property Address	1111 VANCE RD, MIDLAND, MI 48640-6411
Document Number	001657/388
Book / Page	1657 / 388
Instrument Date	May 5, 2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1111 VANCE RD, 1111, MIDLAND, MI 48640-6411

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1111 VANCE RD, MIDLAND, MI 48640-6411

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	May 31, 2022
Property Address	1111 VANCE RD, MIDLAND, MI 48640-6411
Document Number	001657/387
Book / Page	1657 / 387
Instrument Date	May 5, 2022
Transaction Type	Transfer
Record Updated	Jun 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 VANCE RD, 111, MIDLAND, MI 48640

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1111 VANCE RD, MIDLAND, MI 48640-6411

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	1111 VANCE RD, MIDLAND, MI 48640-6411
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1111 VANCE RD, MIDLAND, MI 48640-6411

Mortgage

Document Number	1640/359
Date	Dec 7, 2020
Book Page	1640/359

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	355 Months
Due	Jul 26, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Jul 19, 2019
Property Address	1111 VANCE RD, MIDLAND, MI 48640-6411
Document Number	01625/01384
Book / Page	01625 / 01384
Instrument Date	Jul 17, 2019
Instrument	01625-01384
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount on Record
Tax	$3,035.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4063 CHAMPAGNE RD, CASEVILLE, MI 48725-9709

Tax Assessment & Valuation

The 2025 property tax bill for 1111 Vance Rd was $7,459 with a homeowner's exemption, up 1% from the year before.

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$298,800 (+5.58%)	$597,600 (+5.58%)
2025	$7,459.00 (+1.03%) Homeowner's exemption	$283,000	$566,000
2024	$7,383.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1111 Vance Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	19 (2004–2020)
Claims Outside the SFHA	4 of 19
Most Recent Claim	May 2020 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2020 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1111 Vance Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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