Midland County property record for 1207 Vance Rd, Midland, MI 48640
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,212 sqft · built 1920 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $125,000 (Nov 2023) |
| Tax Bill | $2,256 (2025) |
| Deeds & Mortgages | Sep 2026 Transfer Sep 2026 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 13-13-20-800 |
| Primary APN | 13-13-20-800 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,212 sqft Living Area |
| 1st Floor Area | 1,212 sqft |
| Basement Area | 1,212 sqft |
| Unfinished Basement | 1,212 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 17,860 sqft (0.41 acres) |
| Lot Dimensions | 153 ft deep x 117 ft wide |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1207 VANCE RD |
|---|---|
| City | MIDLAND |
| State | MI |
| Zip | 48640-6411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-1 |
| Legal Description | BEG 147 FT N OF E 1/4 COR TH N 117 FT W 186.5 FT S 117 FT E 186.5 FT TO POB SEC 13 T14N R1E |
| Legal Range | 01E |
| Legal Township | 14N |
| Legal Section | 13 |
| Jurisdiction | MIDLAND MI |
| Township / Civil Division | MIDLAND |
| Census Block Group | 3 |
| Census Block | 3049 |
| Census Tract | 291200 |
Source: Midland County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1207 VANCE RD, MIDLAND, MI 48640-6411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Sep 10, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 10, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Nov 1, 2023 | Warranty Deed, Transfer · Conventional Mortgage DOW CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2023 · Amount on Record |
| Deed Sale | Nov 1, 2023 · Amount on Record |
| Prior Sale | May 6, 2016 · Amount on Record |
| Deed Book / Page | 1668 / 878 |
| Last Transfer Date | Aug 31, 2026 |
| Transfer Doc | 0000008744 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Sep 10, 2026 |
| Property Address | 1207 VANCE RD, MIDLAND, MI 48640-6411 |
| Document Number | 0000008743 |
| Instrument Date | Aug 31, 2026 |
| Instrument | 20268743 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1207 VANCE RD, MIDLAND, MI 48640-6411 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Sep 10, 2026 |
| Property Address | 1207 VANCE RD, MIDLAND, MI 48640-6411 |
| Document Number | 0000008744 |
| Instrument Date | Aug 31, 2026 |
| Instrument | 20268744 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 1207 VANCE RD, MIDLAND, MI 48640-6411 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Nov 1, 2023 |
| Property Address | 1207 VANCE RD, MIDLAND, MI 48640-6411 |
| Document Number | 001668/878 |
| Book / Page | 1668 / 878 |
| Instrument Date | Oct 31, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $937.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2301 E PINE RIVER RD, MIDLAND, MI 48640-8678 |
| Name | Verified Name |
|---|---|
| Address | 1111 VANCE RD, MIDLAND, MI 48640-6411 |
| Document Number | 0001668879 |
|---|---|
| Date | Nov 1, 2023 |
| Instrument | 1668/879 |
| Name | DOW CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2053 |
Source: Midland County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| Municipality | Midland City |
| Unified School District | Midland Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $83,900 (+15.72%) | $167,800 (+15.72%) | |
| 2025 | $2,256.00 (+1.03%) Homeowner's exemption | $72,500 (+57.27%) | $145,000 (+57.27%) |
| 2024 | $2,233.00 (+50.47%) | ||
| 2023 | $46,100 | $92,200 | |
| 2022 | $1,484.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 19 (2004–2020) |
| Claims Outside the SFHA | 4 of 19 |
| Most Recent Claim | May 2020 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370 |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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