1007 Vance Rd, Midland, MI 48640 Property Records

Midland County property record for 1007 Vance Rd, Midland, MI 48640

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,794 sqft · built 1952
Lot Size1.14 acres (49,658 sqft)
OwnerIndividual Name on Record
Last Sale$121,000 (Sep 2016)
Tax Bill$1,939 (2022)
Deeds & MortgagesNov 2025 Mortgage
Flood ZoneZone AE (high risk)
APN13-13-30-840

Property Details

APN / Parcel Number

Primary APN13-13-30-840

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,794 sqft Living Area
Basement Area806 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Lot Area49,658 sqft (1.14 acres)
Lot Dimensions376 ft deep x 132 ft wide
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number131330840
Street Address1007 VANCE RD
CityMIDLAND
StateMI
Zip48640-6406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA1
Legal DescriptionSEC 13 T14N R1E COM 693 FT S OF E 1/4 COR, TH W 330 FT, N 34 FT, W 53 FT, SE 166 FT, E 368.5 FT, N 132FT TO POB
Legal Range01E
Legal Township14N
Legal Section13
JurisdictionMIDLAND MI
Township / Civil DivisionHOMER
Census Block Group3
Census Block3002
Census Tract291200

Owner

Source: Midland County records, as of June 19, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1007 VANCE RD, MIDLAND, MI 48640-6406
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 6, 2016 · Amount on Record
Deed SaleSep 6, 2016 · Amount on Record
Prior SaleMay 14, 2014 · Amount on Record
Deed Document Number0015990468
Deed Book / Page1599 / 0468
Record UpdatedJun 7, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDLAND MI
Property Address1007 VANCE RD, MIDLAND, MI 48640-6406
Transaction TypeMortgage
Record UpdatedNov 20, 2025
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1007 VANCE RD, MIDLAND, MI 48640-6406

Mortgage

Document Number2025R09824
DateNov 3, 2025
Instrument2025R-09824
Lender
NameMICHIGAN FIRST CU
TypeCredit Union
AddressMIDLAND, MI 48641
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 1, 2040

Tax Assessment & Valuation

Source: Midland County assessment roll, as of March 1, 2023

Property Jurisdictions

TypeName
StateMichigan
CountyMidland County
County SubdivisionHomer Township
Unified School DistrictMidland Public Schools (KG - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims19 (2004–2020)
Claims Outside the SFHA4 of 19
Most Recent ClaimMay 2020 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2020 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MIDLAND
serves 42,547 people · EPA ID MI0004370
Water SourcePurchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State InspectionMar 2023
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: T-Mobile.

Nearby Properties on Vance Rd

Nearby Streets

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