St. Louis County property record for 1111 Lay Rd, Saint Louis, MO 63124 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2014 |
| Square Footage | 2,879 sqft Living Area |
| Lot Size | 38,768 sqft (0.89 acres) |
| Garage | Attached, 693 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $16,790.00 (2024) |
| Primary APN | 19L-32-0358 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Building Area | 2,879 sqft Living Area |
| Gross Area | 3,572 sqft Gross Area |
| 1st Floor | 2,879 sqft 1st Floor |
| Basement Area | 928 sqft Basement |
| Family Room | Family Room |
| Game Room | Game Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Conventional Style |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 38,768 sqft (0.89 acres) |
| Depth X Width | 170 ft x 228 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 693 sqft Garage |
| Patio Area | 1,056 sqft Patio |
|---|---|
| Porch | Open Porch |
| Porch Area | 492 sqft Porch |
| Topography | Above Road/Slope Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 1111 LAY RD |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63124-1878 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | FAIR OAKS ESTATES LOT PT A NE PT 4 5 82 |
| Legal Subdivision | FAIR OAKS ESTATES |
| Legal Lot Number | A |
| Jurisdiction | ST LOUIS MO |
| Minor Civil Division | CLAYTON |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 217500 |
Source: St. Louis County records · APN 19L-32-0358
Assessment roll updated September 29, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1111 LAY RD, SAINT LOUIS, MO 63124-1878 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Sep 27, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Aug 22, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Oct 21, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 03, 2017 |
| Deed Sale | Apr 03, 2017 |
| Prior Sale | Oct 07, 2016 · Amount on Record |
| Deed Doc Number | 2017421 |
| Deed Book / Page | 22464 / 2350 |
| Prior Transfer Date | Apr 01, 2017 |
| Prior Transfer Doc | 02246402350 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 1111 LAY RD, SAINT LOUIS, MO 63124-1878 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0252682135 |
|---|---|
| Date | Dec 14, 2021 |
| Book Page | 25268/2135 |
| Instrument | 2021121400321 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jan 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 1111 LAY RD, SAINT LOUIS, MO 63124-1878 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE |
| Name | Verified Name |
|---|
| Document Number | 02371603442 |
|---|---|
| Date | Sep 27, 2019 |
| Book Page | 23716/03442 |
| Instrument | 2019092700566 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 22, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 1111 LAY RD, SAINT LOUIS, MO 63124-1878 |
| Document Number | 0237163442 |
| Instrument Date | Aug 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2019 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 1111 LAY RD ST LOUIS MO 631241878, ST LOUIS, MO 63124-1878 |
| Document Number | 0237163442 |
|---|---|
| Date | Sep 27, 2019 |
| Book Page | 023716/003442 |
| Instrument | 566 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 26, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 1111 LAY RD, SAINT LOUIS, MO 63124-1878 |
| Document Number | 0227740900 |
| Book / Page | 022774 / 000900 |
| Instrument Date | Oct 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2017 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1111 LAY RD ST LOUIS MO 631241878, ST LOUIS, MO 63124-1878 |
| Document Number | 0227740900 |
|---|---|
| Date | Nov 09, 2017 |
| Book Page | 022774/000900 |
| Instrument | 238 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 08, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Ladue City |
| Unified School District | Ladue School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $271,670 (+9.2%) Land $143,740 Building $127,930 | $1,429,800 (+9.2%) Land $756,500 Building $673,300 | |
| 2024 | $16,790.00 (+0.18%) | ||
| 2023 | $16,759.00 (+5.4%) | $248,790 (+9.41%) Land $102,870 Building $145,920 | $1,309,400 (+9.41%) Land $541,400 Building $768,000 |
| 2022 | $15,900.00 | $227,400 Land $116,740 Building $110,660 | |
| 2021 | $1,196,800 Land $614,400 Building $582,400 |
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