1021 Lay Rd, Saint Louis, MO 63124 Property Records

St. Louis County property record for 1021 Lay Rd, Saint Louis, MO 63124

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,378 sqft · built 2004
Lot Size	0.793 acres (34,543 sqft)
Owner	Company Name on File
Tax Bill	$19,455 (2025)
Deeds & Mortgages	Sep 2023 Sale Sep 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19L-34-0213`

Property Details

APN / Parcel Number

Primary APN	`19L-34-0213`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	21 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	4,378 sqft Living Area
Gross Area	6,489 sqft
1st Floor Area	1,701 sqft
Basement Area	1,329 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Raised
Lot Area	34,543 sqft (0.793 acres)
Lot Dimensions	144 ft deep x 148 ft wide
Garage Type	Attached
Garage Area	782 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	440 sqft
Porch	Slab
Porch Area	28 sqft
Patio Area	180 sqft
Balcony Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1021 LAY RD
City	SAINT LOUIS
State	MO
Zip	63124-1839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	33C
Legal Description	CLA-LAY LOT PT 2 S PT
Legal Subdivision	CLA-LAY
Legal Lot Number	2
Jurisdiction	ST LOUIS MO
Township / Civil Division	CLAYTON
Census Block Group	1
Census Block	1000
Census Tract	217500

Owner

1021 Lay Rd is owned by a company that acquired it in June 2025.

Source: St. Louis County records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	8235 FORSYTH BLVD, 900, SAINT LOUIS, MO 63105-1640
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Warranty Deed, Transfer DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC
Sep 12, 2023	Warranty Deed, Transfer DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC
Sep 12, 2023	Warranty Deed, Transfer DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2025
Deed Sale	Jun 18, 2025
Prior Sale	Sep 12, 2023 · Amount on File
Deed Document Number	2025473
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 12, 2023
Property Address	1021 LAY RD, SAINT LOUIS, MO 63124-1839
Document Number	2023091200300
Map Reference	MB 56 PG 59
Instrument Date	Sep 8, 2023
Instrument	2023091200300
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9O35 HAVERFORD TERRACE, SAINT LOUIS, MO 63117

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1021 LAY RD, SAINT LOUIS, MO 63124-1839

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 12, 2023
Property Address	1021 LAY RD, SAINT LOUIS, MO 63124-1839
Document Number	2023091200300
Map Reference	MB 56 PG 59
Instrument Date	Sep 8, 2023
Instrument	2023091200300
Transaction Type	Transfer
Record Updated	Feb 16, 2024
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9035 HAVERFORD TERRACE LN, SAINT LOUIS, MO 63117-1050

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1021 LAY RD, SAINT LOUIS, MO 63124-1839

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 12, 2023
Property Address	1021 LAY RD, SAINT LOUIS, MO 63124-1839
Document Number	2023091200300
Map Reference	MB 56 PG 59
Instrument Date	Sep 8, 2023
Instrument	2023091200300
Transaction Type	Transfer
Record Updated	Mar 15, 2024
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9035 HAVERFORD TERRACE LN, SAINT LOUIS, MO 63117-1050

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1021 LAY RD, SAINT LOUIS, MO 63124-1839

Tax Assessment & Valuation

The 2025 property tax bill for 1021 Lay Rd was $19,455, down 0.5% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Ladue City
Unified School District	Ladue School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$372,920 (-) Land $136,310 Building $236,610	$1,962,700 (-) Land $717,400 Building $1,245,300
2025	$19,455.00 (-0.53%)	$372,920 Land $136,310 Building $236,610	$1,962,700 Land $717,400 Building $1,245,300
2024	$19,559.00 (+0.19%)
2023	$19,522.00 (+4.81%)	$289,820 (+8.8%) Land $100,430 Building $189,390	$1,525,400 Land $528,600 Building $996,800
2022	$18,626.00	$266,380 Land $110,710 Building $155,670
2021			$1,402,000 Land $582,700 Building $819,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1021 Lay Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	7 (1979–2022)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1021 Lay Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Wisper ISP.

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