Brevard County property record for 1111 Commerce Rd SE, Palm Bay, FL 32909
| Property Type | Single Family Home |
|---|---|
| Details | 1,953 sqft · built 2017 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,000 (Jan 2017) |
| Tax Bill | $3,150 (2025) |
| Deeds & Mortgages | Jul 2024 Line of Credit Jan 2017 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 29-37-07-GN-519-12 |
| Primary APN | 29-37-07-GN-519-12 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,953 sqft Living Area |
| Gross Area | 2,830 sqft |
| 1st Floor Area | 1,953 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 497 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 380 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 2927515 |
|---|---|
| Street Address | 1111 COMMERCE RD SE |
| City | PALM BAY |
| State | FL |
| Zip | 32909-4750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS2 |
| Legal Description | PORT MALABAR UNIT 12 LOT 12 BLK 519 |
| Legal Range | 37E |
| Legal Township | 29S |
| Legal Section | 07 |
| Legal Subdivision | PORT MALABAR UNIT 12 |
| Legal Block | 519 |
| Legal Lot Number | 12 |
| Legal Unit | 12 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | PALM BAY |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 71341 |
Source: Brevard County records · APN 29-37-07-GN-519-12
Assessment roll updated August 18, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1111 COMMERCE SOUTHEAST RD SE, PALM BAY, FL 32909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 05, 2024 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jan 09, 2017 | Warranty Deed, Subdivision Related Transfer STATE TITLE PARTNERS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 09, 2017 · Amount on Record |
| Deed Sale | Jan 09, 2017 · Amount on Record |
| Prior Sale | Jan 05, 2016 · Amount on Record |
| Deed Document Number | 20174314 |
| Deed Book / Page | 7794 / 70 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 1111 COMMERCE RD SE, PALM BAY, FL 32909-4750 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1111 COMMERCE RD SE, PALM BAY, FL 32909-4750 |
| Document Number | 0101040445 |
|---|---|
| Date | Jul 05, 2024 |
| Book Page | 10104/445 |
| Instrument | 2024137566 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 26, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jan 09, 2017 |
| Property Address | 1111 COMMERCE RD SE, PALM BAY, FL 32909-4750 |
| Document Number | 0077940070 |
| Book / Page | 007794 / 000070 |
| Instrument Date | Jan 06, 2017 |
| Instrument | 4314 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 04, 2019 |
| Title Company | STATE TITLE PARTNERS |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,365.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1111 COMMERCE RD SE PALM BAY FL 329094750, PALM BAY, FL 32909-4750 |
Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Palm Bay City |
| Unified School District | Brevard County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $216,400 (+2.7%) | $286,840 (-0.6%) | |
| 2025 | $3,150.00 (+4.93%) Homeowner's exemption | $210,720 (+5.98%) | $288,570 (+0.46%) Land $42,500 Building $246,070 |
| 2023 | $3,002.00 (+3.73%) Homeowner's exemption | $198,830 (+3%) | $287,250 (+13.55%) Land $36,000 Building $251,250 |
| 2022 | $2,894.00 Homeowner's exemption | $193,040 | $252,980 Land $24,500 Building $228,480 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wire 3 Holdings Fiber | 10,000 / 10,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 352 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF PALM BAY serves 140,750 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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