Brevard County property record for 1090 Commerce Rd SE, Palm Bay, FL 32909
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,773 sqft · built 1995 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Company Name on File |
| Tax Bill | $97 (2025) |
| Deeds & Mortgages | May 2021 Transfer Dec 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 29-37-07-GN-518-15 |
| Primary APN | 29-37-07-GN-518-15 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,773 sqft Living Area |
| Gross Area | 2,371 sqft |
| 1st Floor Area | 1,773 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 125 ft deep x 160 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Florida Room |
| Porch Area | 198 sqft |
| Patio Area | 464 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2927501 |
|---|---|
| Street Address | 1090 COMMERCE RD SE |
| City | PALM BAY |
| State | FL |
| Zip | 32909-4789 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS2 |
| Legal Description | PORT MALABAR UNIT 12 LOTS 15 & 16 BLK 518 |
| Legal Range | 37E |
| Legal Township | 29S |
| Legal Section | 07 |
| Legal Subdivision | PORT MALABAR UNIT 12 |
| Legal Block | 518 |
| Legal Lot Number | 15 |
| Legal Unit | 12 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | PALM BAY |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 71341 |
Source: Brevard County assessment roll, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1090 COMMERCE RD SE, PALM BAY, FL 32909-4789 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| May 27, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Dec 16, 2020 | Intrafamily Transfer, Transfer · VA Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 16, 2020 |
| Deed Sale | Dec 16, 2020 |
| Prior Sale | Dec 13, 1999 · Amount on Record |
| Deed Document Number | 2020282134 |
| Deed Book / Page | 8953 / 858 |
| Last Transfer Date | May 18, 2021 |
| Transfer Doc | 0091361086 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | May 27, 2021 |
| Property Address | 1090 COMMERCE RD SE, PALM BAY, FL 32909-4789 |
| Document Number | 0091361086 |
| Book / Page | 9136 / 1086 |
| Map Reference | MB 15 PG 43 |
| Instrument Date | May 18, 2021 |
| Instrument | 2021137941 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 1090 COMMERCE RD SE, PALM BAY, FL 32909-4789 |
| Investor | Possibly a Property Investor |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Dec 16, 2020 |
| Property Address | 1090 COMMERCE RD SE, PALM BAY, FL 32909-4789 |
| Document Number | 0089530858 |
| Book / Page | 8953 / 858 |
| Map Reference | MB 15 PG 43 |
| Instrument Date | Sep 26, 2020 |
| Instrument | 2020282134 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2021 |
| Title Company | FIRST SOURCE TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1090 COMMERCE RD SE, PALM BAY, FL 32909-4789 |
| Document Number | 8953863 |
|---|---|
| Date | Dec 16, 2020 |
| Instrument | 8953/863 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Oct 1, 2050 |
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Palm Bay City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $156,850 (+2.7%) | $288,580 (+0.4%) | |
| 2025 | $97.00 (+3.19%) Homeowner's exemption Veteran's exemption | $152,730 (+5.98%) | $287,430 (+2.76%) |
| 2024 | $94.00 (+3.3%) | ||
| 2023 | $91.00 (+4.6%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $144,110 (+2.99%) | $279,700 (+15.37%) Land $72,000 Building $207,700 |
| 2022 | $87.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $139,920 | $242,440 Land $49,000 Building $193,440 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wire 3 Holdings Fiber | 10,000 / 10,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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