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1121 Commerce Rd SE, Palm Bay, FL 32909 Property Records

Brevard County property record for 1121 Commerce Rd SE, Palm Bay, FL 32909

Property Summary

Property TypeSingle Family Home
Details1,363 sqft · built 2020
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Last Sale$19,000 (Feb 2020)
Tax Bill$2,721 (2025)
Deeds & MortgagesDec 2020 Mortgage
Mar 2020 Loan Modification
+ 1 more
Flood ZoneZone X (moderate risk)
APN29-37-07-GN-519-13

Property Details

APN / Parcel Number

Primary APN29-37-07-GN-519-13
Alternative APNs
  • 29-37-07-GN-00519.0-0013.00
  • 2927516

Interior

Stories1 Story
Building Area1,363 sqft Living Area
Gross Area1,911 sqft
1st Floor Area1,363 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2022
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeAttached
Garage Area399 sqft
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number2927516
Street Address1121 COMMERCE RD SE
CityPALM BAY
StateFL
Zip32909-4750
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS2
Legal DescriptionPORT MALABAR UNIT 12 LOT 13 BLK 519
Legal Range37E
Legal Township29S
Legal Section07
Legal SubdivisionPORT MALABAR UNIT 12
Legal Block519
Legal Lot Number13
Legal Unit12
JurisdictionBREVARD FL
Township / Civil DivisionPALM BAY
Census Block Group1
Census Block1024
Census Tract71341

Owner

Source: Brevard County assessment roll, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1121 COMMERCE SOUTHEAST RD SE, PALM BAY, FL 32909
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 31, 2020Warranty Deed, Subdivision Related Transfer
CHRISTENSEN FIN'L
Mar 10, 2020Loan Modification, Mortgage · Line of Credit
REGIONS BK
Feb 21, 2020Warranty Deed, Transfer
PENINSULA TITLE SERVICES, PENINSULA TITLE SVCS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 21, 2020 · Amount on Record
Deed SaleFeb 21, 2020 · Amount on Record
Deed Document Number202042470
Deed Book / Page8671 / 58
Record UpdatedSep 20, 2026

December 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateDec 31, 2020
Property Address1121 COMMERCE RD SE, PALM BAY, FL 32909-4750
Document Number0089690504
Book / Page008969 / 000504
Instrument DateDec 30, 2020
Instrument293868
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 4, 2021
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1121 COMMERCE RD SE PALM BAY FL 32909, PALM BAY, FL 32909

Mortgage

Document Number89690506
DateDec 31, 2020
Book Page008969/000506
Instrument293869
Lender
NameCHRISTENSEN FIN'L
TypeFunding / Finance Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
AmountAmount Recorded
Term360 Months
DueDec 30, 2050

March 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBREVARD FL
Property Address1121 COMMERCE RD SE, PALM BAY, FL 32909-4750
Document Number0086890106
Instrument DateMar 10, 2020
Transaction TypeMortgage
Record UpdatedMay 26, 2020
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4885 N WICKHAM RD MELBOURNE FL 329408305, MELBOURNE, FL 32940-8305

Mortgage

Document Number0086890106
DateMar 11, 2020
Book Page008689/000106
Instrument59003
Lender
NameREGIONS BK
TypeBank
Address201 MILAN PKWY # 1ST, BIRMINGHAM, AL 35211-6946
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateFeb 21, 2020
Property Address1121 COMMERCE RD SE, PALM BAY, FL 32909-4750
Document Number0086710058
Book / Page008671 / 000058
Instrument DateFeb 11, 2020
Instrument42470
Transaction TypeTransfer
Record UpdatedApr 9, 2020
Title CompanyPENINSULA TITLE SERVICES, PENINSULA TITLE SVCS

Transaction

AmountAmount Recorded
Tax$133.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4885 N WICKHAM RD MELBOURNE FL 329408305, MELBOURNE, FL 32940-8305
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityPalm Bay City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$191,990 (+2.7%)$235,020 (-1.43%)
2025$2,721.00 (+5.14%) Homeowner's exemption$186,950 (+5.98%)$238,430 (+0.18%) Land $42,500 Building $195,930
2023$2,588.00 (+4.02%) Homeowner's exemption$176,400 (+3%)$237,990 (+13.25%) Land $36,000 Building $201,990
2022$2,488.00 Homeowner's exemption$171,270$210,140 Land $24,500 Building $185,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM BAY
serves 140,750 people · EPA ID FL3050442
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wire 3 Holdings
Fiber		10,000 / 10,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

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