1111 Cherokee, Spiro, OK 74959 Property Records

Le Flore County property record for 1111 Cherokee, Spiro, OK 74959

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,314 sqft · built 2009
Lot Size	0.321 acres (13,983 sqft)
Owner	2 Individual Names on Record
Last Sale	$111,000 (Sep 2009)
Tax Bill	$1,168 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34528`

Property Details

APN / Parcel Number

Primary APN	`34528`
Alternative APN	`U015-00-001-000-0-006-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,314 sqft Living Area
1st Floor Area	1,314 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,983 sqft (0.321 acres)
Garage Type	Mixed
Garage Area	504 sqft

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Patio Area	300 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	34528
Street Address	1111 CHEROKEE
City	SPIRO
State	OK
Zip	74959-5001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SPIRO INDIAN HILLS ADD BLK 1 LOT 6 B1747 P889
Legal Range	25E
Legal Township	09N
Legal Section	22
Legal Subdivision	INDIAN HILLS
Legal Block	1
Legal Lot Number	6,B1747
Jurisdiction	LE FLORE OK
Township / Civil Division	SPIRO
Census Block Group	3
Census Block	3038
Census Tract	40299

Owner

Source: Le Flore County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1111 CHEROKEE, SPIRO, OK 74959-5001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING
Sep 12, 2022	Deed of Trust, Mortgage · FHA Mortgage M & T BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2009 · Amount on Record
Deed Sale	Sep 21, 2009 · Amount on Record
Prior Sale	Jun 8, 2009 · Amount on Record
Deed Document Number	20098240
Deed Book / Page	1747 / 890
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LE FLORE OK
Recording Date	Jun 18, 2026
Property Address	1111 CHEROKEE, SPIRO, OK 74959-5001
Document Number	0000004622
Book / Page	2359 / 241
Instrument Date	May 29, 2026
Instrument	20264622
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1111 CHEROKEE, SPIRO, OK 74959-5001

Mortgage

Document Number	0000004622,
Date	Jun 18, 2026
Book Page	2359/241
Instrument	20264622

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 24, 2046

Interest

Rate	6.3%
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LE FLORE OK
Property Address	1111 CHEROKEE, SPIRO, OK 74959-5001
Transaction Type	Mortgage
Record Updated	Oct 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022000410
Date	Sep 12, 2022
Book Page	2200/410
Instrument	8024

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Le Flore County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Le Flore County
Municipality	Spiro Town
Unified School District	Spiro Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$14,591 (+3%) Land $1,020 Building $13,571	$132,643 (-16.7%) Land $9,270 Building $123,373
2025	$1,168.00 (+4.01%) Homeowner's exemption	$14,166 (+6.09%) Land $990 Building $13,176	$159,241 (+31.18%) Land $9,000 Building $150,241
2023	$1,123.00 Homeowner's exemption	$13,353 Land $990 Building $12,363	$121,389 Land $9,000 Building $112,389

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Mar 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 46% of Oklahoma
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPIRO serves 2,200 people · EPA ID OK1020106
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Optimum Cable	940 / 35
Circle B Wireless Fixed Wireless	400 / 100
360 Broadband Fixed Wireless	100 / 25

May also be available: Verizon.

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