1115 Cherokee, Spiro, OK 74959 Property Records

Le Flore County property record for 1115 Cherokee, Spiro, OK 74959

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,774 sqft · built 2002
Lot Size	0.321 acres (13,983 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,375 (2025)
Deeds & Mortgages	Jan 2022 Mortgage May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34530`

Property Details

APN / Parcel Number

Primary APN	`34530`
Alternative APN	`U015-00-001-000-0-008-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,774 sqft Living Area
1st Floor Area	1,774 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,983 sqft (0.321 acres)
Garage Type	Mixed
Garage Area	460 sqft
Porch	Slab
Porch Area	44 sqft
Patio Area	44 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	34530
Street Address	1115 CHEROKEE
City	SPIRO
State	OK
Zip	74959-5001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SPIRO INDIAN HILLS ADD BLK 1 LOT 8 B1403 P434
Legal Range	25E
Legal Township	09N
Legal Section	22
Legal Subdivision	INDIAN HILLS
Legal Block	1
Legal Lot Number	8,B1403
Jurisdiction	LE FLORE OK
Township / Civil Division	SPIRO
Census Block Group	3
Census Block	3038
Census Tract	40299

Owner

Source: Le Flore County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1115 CHEROKEE, SPIRO, OK 74959-5001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
May 5, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Jan 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LE FLORE OK
Property Address	1115 CHEROKEE, SPIRO, OK 74959-5001
Transaction Type	Mortgage
Record Updated	Feb 28, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021740511
Date	Jan 31, 2022
Book Page	2174/511
Instrument	894

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LE FLORE OK
Property Address	1115 CHEROKEE, SPIRO, OK 74959-5001
Document Number	0020340852
Instrument Date	May 5, 2018
Transaction Type	Mortgage
Record Updated	Jun 26, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	115 CHEROKEE SPIRO OK 74959, SPIRO, OK 74959

Mortgage

Document Number	0020340852
Date	May 17, 2018
Book Page	002034/000852
Instrument	3433

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2048

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LE FLORE OK
Property Address	1115 CHEROKEE, SPIRO, OK 74959-5001
Document Number	0019940784
Book / Page	001994 / 000784
Instrument Date	Jan 20, 2017
Transaction Type	Mortgage
Record Updated	Feb 27, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1115 CHEROKEE SPIRO OK 749595001, SPIRO, OK 74959-5001

Mortgage

Document Number	0019940784
Date	Feb 3, 2017
Book Page	001994/000784
Instrument	834

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 2, 2047

Tax Assessment & Valuation

Source: Le Flore County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Le Flore County
Municipality	Spiro Town
Unified School District	Spiro Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,998 (+2.99%) Land $1,133 Building $15,865	$154,528 (-12.34%) Land $10,300 Building $144,228
2025	$1,375.00 (+3.85%) Homeowner's exemption	$16,504 (+6.09%) Land $1,100 Building $15,404	$176,277 (+24.65%) Land $10,000 Building $166,277
2023	$1,324.00 Homeowner's exemption	$15,556 Land $1,100 Building $14,456	$141,417 Land $10,000 Building $131,417

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Mar 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 55% of Oklahoma
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPIRO serves 2,200 people · EPA ID OK1020106
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Starlink Satellite	280 / 30

May also be available: 360 Broadband, Circle B Wireless, Optimum, Verizon.

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