1108 Cherokee, Spiro, OK 74959 Property Records

Le Flore County property record for 1108 Cherokee, Spiro, OK 74959

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,564 sqft · built 2004
Lot Size	0.321 acres (13,983 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Sep 2022)
Tax Bill	$1,647 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Nov 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34536`

Property Details

APN / Parcel Number

Primary APN	`34536`
Alternative APN	`U015-00-002-000-0-004-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,564 sqft Living Area
1st Floor Area	1,564 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,983 sqft (0.321 acres)
Garage Type	Attached
Garage Area	594 sqft
Porch	Slab
Porch Area	84 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	34536
Street Address	1108 CHEROKEE
City	SPIRO
State	OK
Zip	74959-5000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SPIRO INDIAN HILLS ADD BLK 2 LOT 4 B1236 P482 B1532 P589 B1896 P16 B2027 P847 B2051 P720
Legal Range	25E
Legal Township	09N
Legal Section	22
Legal Subdivision	INDIAN HILLS
Legal Block	2
Legal Lot Number	4,B1236
Jurisdiction	LE FLORE OK
Township / Civil Division	SPIRO
Census Block Group	3
Census Block	3046
Census Tract	40299

Owner

Source: Le Flore County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1108 CHEROKEE, SPIRO, OK 74959-5000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Warranty Deed, Transfer · Conventional Mortgage OPEN MORTGAGE LLC
Nov 28, 2018	Warranty Deed, Transfer · FHA Mortgage FIRSTAR BANK NA
Feb 26, 2018	Quit Claim Deed, Transfer ADAMS ABSTRACT COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2022 · Amount on Record
Deed Sale	Sep 21, 2022 · Amount on Record
Prior Sale	Nov 28, 2018 · Amount on Record
Deed Document Number	20228308
Deed Book / Page	2201 / 401
Prior Transfer Date	Feb 7, 2018
Prior Transfer Doc	0020270847
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LE FLORE OK
Recording Date	Sep 21, 2022
Property Address	1108 CHEROKEE, SPIRO, OK 74959-5000
Document Number	0022010401
Book / Page	2201 / 401
Instrument Date	Sep 19, 2022
Instrument	8308
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	ECTOR COUNTY ABSTRACT AND TITLE, LEFLORE CNTY ABSTRACT & TTL

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1108 CHEROKEE, SPIRO, OK 74959-5000

Mortgage

Document Number	0000008309
Date	Sep 21, 2022
Instrument	8309

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LE FLORE OK
Recording Date	Nov 28, 2018
Property Address	1108 CHEROKEE, SPIRO, OK 74959-5000
Document Number	0020510720
Book / Page	2051 / 0720
Instrument Date	Nov 26, 2018
Instrument	8414
Transaction Type	Transfer
Record Updated	Mar 7, 2022
Title Company	OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$196.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000008415
Date	Nov 28, 2018
Instrument	8415

Lender

Name	FIRSTAR BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LE FLORE OK
Recording Date	Feb 26, 2018
Property Address	1108 CHEROKEE, SPIRO, OK 74959-5000
Document Number	0020270847
Book / Page	002027 / 000847
Instrument Date	Feb 7, 2018
Instrument	1309
Transaction Type	Transfer
Record Updated	Apr 10, 2018
Title Company	ADAMS ABSTRACT COMPANY INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 CHEROKEE SPIRO OK 749595000, SPIRO, OK 74959-5000

Tax Assessment & Valuation

Source: Le Flore County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Le Flore County
Municipality	Spiro Town
Unified School District	Spiro Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,139 (+0.4%) Land $1,170 Building $17,969	$173,990 (+0.4%) Land $10,639 Building $163,351
2025	$1,647.00 (+2.62%) Homeowner's exemption	$19,063 (+5.03%) Land $990 Building $18,073	$173,302 (+5.03%) Land $9,000 Building $164,302
2023	$1,605.00 Homeowner's exemption	$18,150 Land $881 Building $17,269	$165,000 Land $8,010 Building $156,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Mar 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 46% of Oklahoma
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPIRO serves 2,200 people · EPA ID OK1020106
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Optimum Cable	940 / 35
Circle B Wireless Fixed Wireless	400 / 100
360 Broadband Fixed Wireless	100 / 25

May also be available: Verizon.

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