1022 12th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 1022 12th Ave SE, Saint Cloud, MN 56304

Property Summary

Property TypeSingle Family Home
Lot Size0.166 acres (7,250 sqft)
OwnerIndividual Name on File
Last Sale$167,500 (Mar 2024)
Tax Bill$2,456 (2025)
Deeds & MortgagesMar 2024 Sale
Mar 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN85-413-0555

Property Details

APN / Parcel Number

Primary APN85-413-0555
Alternative APNs
  • 85-00413-0555
  • 42893

Exterior

Lot Area7,250 sqft (0.166 acres)

Location & Zoning

Street Address1022 12TH AVE SE
CitySAINT CLOUD
StateMN
Zip56304-1718
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 11, BLK 105.
Legal Range31W
Legal Township35N
Legal Section01
Legal SubdivisionWAITES ADDITION - BLKS OVER 99
Legal Block105
Legal Lot Number11
JurisdictionSHERBURNE MN
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2038
Census Tract31500

Owner

1022 12th Ave SE is owned by an individual who bought it in March 2024.

Source: Sherburne County records, as of April 21, 2026

Owner of RecordIndividual Name on File
Mailing Address825 8TH ST N, SAUK RAPIDS, MN 56379-2359
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 14, 2024Warranty Deed, Transfer
HOME TOWN TITLE LLC, HOME TOWN TITLE
Mar 3, 2020Loan Modification, Mortgage
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 14, 2024 · Amount on File
Deed SaleMar 14, 2024 · Amount on File
Prior SaleJan 6, 2015 · Amount on File
Deed Document Number2024967390
Record UpdatedJun 8, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHERBURNE MN
Recording DateMar 14, 2024
Property Address1022 12TH AVE SE, SAINT CLOUD, MN 56304-1718
Document Number0000967390
Instrument DateMar 6, 2024
Instrument967390
Transaction TypeTransfer
Record UpdatedMar 27, 2024
Title CompanyHOME TOWN TITLE LLC, HOME TOWN TITLE

Transaction

AmountAmount on Record
Tax$552.75
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address825 8TH ST N, SAUK RAPIDS, MN 56379-2359

March 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSHERBURNE MN
Property Address1022 12TH AVE SE, SAINT CLOUD, MN 56304-1718
Document Number0000888414
Instrument DateMar 3, 2020
Transaction TypeMortgage
Record UpdatedMay 22, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1022 12TH AVE SE ST CLOUD MN 563041718, ST CLOUD, MN 56304-1718

Tax Assessment & Valuation

The 2025 property tax bill for 1022 12th Ave SE was $2,456.

Source: Sherburne County assessment roll, as of July 29, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountySherburne County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,456.00$167,600 Land $40,000 Building $127,600$167,600 Land $40,000 Building $127,600
2023$2,124.00$181,800 Land $30,000 Building $151,800
2021$181,800 Land $30,000 Building $151,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1022 12th Ave SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1022 12th Ave SE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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