Orange County property record for 11108 Ledgement Ln, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,024 sqft · built 2003 |
| Lot Size | 0.334 acres (14,558 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $849,000 (Jan 2026) |
| Tax Bill | $6,322 (2025) |
| Deeds & Mortgages | May 2026 Sale Jan 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-23-28-3101-02-140 |
| Primary APN | 19-23-28-3101-02-140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,024 sqft Living Area |
| Gross Area | 3,997 sqft |
| 1st Floor Area | 3,024 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 14,558 sqft (0.334 acres) |
| Garage Type | Attached |
| Garage Area | 635 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 338 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 11108 LEDGEMENT LN |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-6417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | GLENMUIR UT 2 51/42 LOT 214 |
| Legal Range | 28E |
| Legal Township | 23S |
| Legal Section | 19 |
| Legal Subdivision | GLENMUIR UT 2 |
| Legal Tract | 3101 |
| Legal Block | 2 |
| Legal Lot Number | 214 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 17115 |
Source: Orange County records · APN 19-23-28-3101-02-140
Assessment roll updated April 30, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 11108 LEDGEMENT LN, WINDERMERE, FL 34786-6417 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| May 15, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jan 14, 2026 | Personal Representative Deed, Transfer · Conventional Mortgage CHAMPIONS FUNDING LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 14, 2026 · Amount on Record |
| Deed Sale | Jan 14, 2026 · Amount on Record |
| Prior Sale | Mar 26, 2003 · Amount on Record |
| Deed Document Number | 202626872 |
| Last Transfer Date | May 14, 2026 |
| Transfer Doc | 0000276654 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | May 15, 2026 |
| Property Address | 11108 LEDGEMENT LN, WINDERMERE, FL 34786-6417 |
| Document Number | 0000276654 |
| Instrument Date | May 14, 2026 |
| Instrument | 2026.276654 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 11108 LEDGEMENT LN, WINDERMERE, FL 34786-6417 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jan 14, 2026 |
| Property Address | 11108 LEDGEMENT LN, WINDERMERE, FL 34786-6417 |
| Document Number | 0000026872 |
| Map Reference | MB 51 PG 42-44 |
| Instrument Date | Dec 09, 2025 |
| Instrument | 20260026872 |
| Transaction Type | Transfer |
| Record Updated | Feb 04, 2026 |
| Title Company | UNKNOWN, RED DOOR TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,943.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 211 S LAKESHORE BLVD, HOWEY IN THE HILLS, FL 34737-3404 |
| Name | Verified Name |
|---|---|
| Address | 11108 LEDGEMENT LN, WINDERMERE, FL 34786-6417 |
| Document Number | 0000026873 |
|---|---|
| Date | Jan 14, 2026 |
| Instrument | 20260026873 |
| Name | CHAMPIONS FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2056 |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $748,950 (+86.33%) Land $175,000 Building $573,950 | $748,950 (-1.34%) Land $175,000 Building $573,950 | |
| 2025 | $6,322.00 (+4.51%) Homeowner's exemption | $401,956 (+5.99%) | $759,100 (+23.9%) Land $175,000 Building $584,100 |
| 2024 | $6,049.00 (+7.27%) | ||
| 2023 | $5,639.00 (+3.49%) Homeowner's exemption | $379,250 (+3%) | $612,682 (+14.74%) Land $95,000 Building $517,682 |
| 2022 | $5,449.00 Homeowner's exemption | $368,204 | $533,973 Land $95,000 Building $438,973 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 61 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 61 in force |
| Nearby Flood Claims | 3 (2022–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 180 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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