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11084 Ledgement Ln, Windermere, FL 34786 Property Records

Orange County property record for 11084 Ledgement Ln, Windermere, FL 34786 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,024 sqft · built 2003
Lot Size0.381 acres (16,600 sqft)
Owner2 Individual Names on File
Last Sale$395,000 (Sep 2013)
Tax Bill$7,393 (2025)
Deeds & MortgagesOct 2023 Second Mortgage
Jul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN19-23-28-3101-02-120

Property Details

APN / Parcel Number

Primary APN19-23-28-3101-02-120
Alternative APNs
  • 282319310102120
  • 284814
  • 289662
  • 293828

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,024 sqft Living Area
Gross Area3,997 sqft
1st Floor Area3,024 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area16,600 sqft (0.381 acres)
Garage TypeAttached
Garage Area635 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area568 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address11084 LEDGEMENT LN
CityWINDERMERE
StateFL
Zip34786-6421
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGLENMUIR UT 2 51/42 LOT 212
Legal Range28E
Legal Township23S
Legal Section19
Legal SubdivisionGLENMUIR UT 2
Legal Tract3101
Legal Block2
Legal Lot Number212
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2014
Census Tract17115

Owner

Source: Orange County records · APN 19-23-28-3101-02-120

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address11084 LEDGEMENT LN, WINDERMERE, FL 34786-6421
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PENNYMAC LOAN SERVICES LLC
Jul 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 23, 2013 · Amount on Record
Deed SaleSep 23, 2013 · Amount on Record
Prior SaleOct 13, 2006 · Amount on Record
Deed Document Number2013504515
Deed Book / Page10638 / 1549
Prior Transfer DateSep 28, 2006
Prior Transfer Doc0000677570
Record UpdatedJun 08, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address11084 LEDGEMENT LN, WINDERMERE, FL 34786-6421
Transaction TypeMortgage
Record UpdatedNov 01, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address11084 LEDGEMENT LN, WINDERMERE, FL 34786-6421

Mortgage

Document Number0000605047
DateOct 18, 2023
Instrument20230605047
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address11084 LEDGEMENT LN, WINDERMERE, FL 34786-6421
Transaction TypeMortgage
Record UpdatedJul 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address11084 LEDGEMENT LN, WINDERMERE, FL 34786-6421

Mortgage

Document Number20210420594
DateJul 14, 2021
Instrument20210420594
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$479,900 (+2.7%)$752,450 (-1.33%) Land $175,000 Building $577,450
2025$7,393.00 (+4.27%) Homeowner's exemption$467,283 (+5.99%)$762,600 (+23.76%) Land $175,000 Building $587,600
2024$7,090.00 (+7.25%)
2023$6,611.00 (+3.38%) Homeowner's exemption$440,887 (+3%)$616,182 (+14.64%) Land $95,000 Building $521,182
2022$6,395.00 Homeowner's exemption$428,046$537,473 Land $95,000 Building $442,473

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950171152, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 61 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies61 in force
Nearby Flood Claims3 (2022–2024)
Claims Outside the SFHA2 of 3
Most Recent ClaimOct 2024, other causes, Hurricane Milton

Wildfire

Wildfire RiskLow
above 7% of the US · above 6% of Florida
Wildfire LikelihoodAbout 1 in 3,448 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 180 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber2,000 / 1,000
SpectrumCable1,000 / 35
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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