11115 Ledgement Ln, Windermere, FL 34786 Property Records

Orange County property record for 11115 Ledgement Ln, Windermere, FL 34786

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,024 sqft · built 2003
Lot Size0.342 acres (14,879 sqft)
Owner2 Individual Names on Record
Last Sale$405,000 (Aug 2015)
Tax Bill$7,529 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Apr 2019 Sale
Flood ZoneZone X (minimal risk)
APN19-23-28-3101-01-670

Property Details

APN / Parcel Number

Primary APN19-23-28-3101-01-670
Alternative APNs
  • 282319310101670
  • 284758
  • 289609
  • 293773

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,024 sqft Living Area
Gross Area3,997 sqft
1st Floor Area3,024 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area14,879 sqft (0.342 acres)
Garage TypeAttached
Garage Area635 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area338 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address11115 LEDGEMENT LN
CityWINDERMERE
StateFL
Zip34786-6418
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-D
Legal DescriptionGLENMUIR UT 2 51/42 LOT 167
Legal Range28E
Legal Township23S
Legal Section19
Legal SubdivisionGLENMUIR UT 2
Legal Tract3101
Legal Block1
Legal Lot Number167
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2014
Census Tract17115

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address11115 LEDGEMENT LN, WINDERMERE, FL 34786-6418
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2026Deed of Trust, Mortgage · Line of Credit
SOUTH STATE BANK
Apr 12, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 24, 2015 · Amount on Record
Deed SaleAug 24, 2015 · Amount on Record
Prior SaleJun 11, 2003 · Amount on Record
Deed Document Number2015441929
Deed Book / Page10971 / 8040
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Recording DateAug 11, 2026
Property Address11115 LEDGEMENT LN, WINDERMERE, FL 34786-6418
Document Number0000445158
Instrument DateJul 23, 2026
Instrument2026445158
Transaction TypeMortgage
Record UpdatedAug 20, 2026
Title CompanyCSC DOCUMENT RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address11115 LEDGEMENT LN, WINDERMERE, FL 34786-6418
InvestorPossibly a Property Investor

Mortgage

Document Number0000445158,
DateAug 11, 2026
Instrument2026445158
Lender
NameSOUTH STATE BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJul 20, 2036
Interest
Rate TypeAdjustable Rate
Rate6.49%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE FL
Recording DateApr 12, 2019
Property Address11115 LEDGEMENT LN, WINDERMERE, FL 34786-6418
Document Number0000225663
Instrument DateApr 11, 2019
Instrument225663
Transaction TypeTransfer
Record UpdatedApr 29, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11115 LEDGEMENT LN WINDERMERE FL 347866418, WINDERMERE, FL 34786-6418

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$488,440 (+2.7%)$724,960 (-1.24%) Land $175,000 Building $549,960
2025$7,529.00 (+4.24%) Homeowner's exemption$475,599 (+5.99%)$734,030 (+24.87%) Land $175,000 Building $559,030
2024$7,223.00 (+7.25%)
2023$6,735.00 (+3.38%) Homeowner's exemption$448,733 (+3%)$587,848 (+15.42%) Land $95,000 Building $492,848
2022$6,515.00 Homeowner's exemption$435,663$509,312 Land $95,000 Building $414,312

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 61 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies61 in force
Nearby Flood Claims3 (2022–2024)
Claims Outside the SFHA2 of 3
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Spectrum
Cable
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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