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1110 Waterloo Geneva Rd, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 1110 Waterloo Geneva Rd, Waterloo, NY 13165

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,212 sqft · built 1993
Lot Size10.2 acres (446,054 sqft)
Owner2 Individual Names on Record
Last Sale$60,000 (Sep 2014)
Tax Bill$6,420 (2026)
Deeds & MortgagesMar 2020 Refinance
Mar 2020 Sale
APN453889 21-2-15.12

Property Details

APN / Parcel Number

Primary APN453889 21-2-15.12
Alternative APN
  • 388902100000020150120000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,212 sqft Living Area
1st Floor Area1,106 sqft
2nd Floor Area1,106 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleContemporary
Exterior MaterialBrick
Lot Area446,054 sqft (10.2 acres)
Garage TypeBasement

Exterior Amenities

Pool TypeAbove-Ground Pool
PorchSlab
Porch Area736 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1110 WATERLOO GENEVA RD
CityWATERLOO
StateNY
Zip13165-1264
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Block2
Legal Lot Number15.012
JurisdictionSENECA NY
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2020
Census Tract950600

Owner

Source: Seneca County and Waterloo Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1110 WATERLOO GENEVA RD, WATERLOO, NY 13165-1264
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
USNY BANK
Mar 23, 2020Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 18, 2014 · Amount on Record
Deed SaleSep 18, 2014 · Amount on Record
Deed Book / Page896 / 262
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSENECA NY
Property Address1110 WATERLOO GENEVA RD, WATERLOO, NY 13165-1264
Transaction TypeMortgage
Record UpdatedMar 14, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001738/149
DateMar 23, 2020
Book Page1738/149
Instrument48207
Lender
NameUSNY BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueApr 1, 2030

March 2020: Deed, Transfer

Document TypeDeed
JurisdictionSENECA NY
Recording DateMar 23, 2020
Property Address1110 WATERLOO GENEVA RD, WATERLOO, NY 13165-1264
Document Number001009/216
Book / Page1009 / 216
Transaction TypeTransfer
Record UpdatedNov 16, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1110 WATERLOO GENEVA RD, WATERLOO, NY 13165-1264

Tax Assessment & Valuation

Source: Seneca County and Waterloo Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySeneca County
County SubdivisionWaterloo Town
Unified School DistrictWaterloo Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,420.00 (+5.64%)
2025$6,077.00 (+210.53%)$198,400 (-) Land $77,600 Building $120,800$325,200 (+16.38%) Land $127,195 Building $198,005
2023$198,400 Land $77,600 Building $120,800$279,437 Land $109,296 Building $170,141
2019$1,957.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 89% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO VILLAGE
serves 7,000 people · EPA ID NY4901199
Water SourceSurface water
Last State InspectionSep 2024
Lead10 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
CBN
Fixed Wireless · not low latency		100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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