1104 Waterloo Geneva Rd, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 1104 Waterloo Geneva Rd, Waterloo, NY 13165 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,543 sqft · built 1930
Lot Size	0.67 acres (29,185 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,764 (2025)
Deeds & Mortgages	Oct 2019 Refinance
APN	`453889 21-2-16`

Property Details

APN / Parcel Number

Primary APN	`453889 21-2-16`
Alternative APN	`388902100000020160000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,543 sqft Living Area
1st Floor Area	882 sqft
Upper Floors Area	661 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	29,185 sqft (0.67 acres)
Lot Dimensions	205 ft deep x 133 ft wide
Garage Type	Carport
Garage Area	264 sqft
Carport	Carport
Carport Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	273 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1104 WATERLOO GENEVA RD
City	WATERLOO
State	NY
Zip	13165-1264
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MB02-337
Legal Block	2
Legal Lot Number	16.000
Jurisdiction	SENECA NY
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2020
Census Tract	950600

Owner

Source: Seneca County and Waterloo Town records · APN 453889 21-2-16

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1104 WATERLOO GENEVA RD, WATERLOO, NY 13165-1264
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SENECA NY
Property Address	1104 WATERLOO GENEVA RD, WATERLOO, NY 13165-1264
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1720/128
Date	Oct 16, 2019
Book Page	1720/128
Instrument	46378

Lender

Name	FINGER LAKES FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	109 Months
Due	Nov 01, 2028

Tax Assessment & Valuation

Source: Seneca County and Waterloo Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Seneca County
County Subdivision	Waterloo Town
Unified School District	Waterloo Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,764.00 (+213.38%)	$85,900 (-) Land $15,600 Building $70,300	$140,800 (+16.38%) Land $25,570 Building $115,230
2023		$85,900 Land $15,600 Building $70,300	$120,986 Land $21,972 Building $99,014
2019	$882.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360999506002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records
Flood Insurance Cost	Premium on Record median of 6 individual NFIP policies nearby
Nearby Flood Policies	6 in force 5 of 6 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.