Seneca County and Waterloo Town property record for 1096 Waterloo Geneva Rd, Waterloo, NY 13165 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,500 sqft · built 1935 |
| Lot Size | 0.98 acres (42,689 sqft) |
| Owner | Company Name on File |
| Tax Bill | $3,171 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Aug 2018 Sale |
| APN | 453889 21-2-17 |
| Primary APN | 453889 21-2-17 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,500 sqft Living Area |
| 1st Floor Area | 1,192 sqft |
| Upper Floors Area | 308 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 42,689 sqft (0.98 acres) |
| Porch | Slab |
| Porch Area | 312 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1096 WATERLOO GENEVA RD |
|---|---|
| City | WATERLOO |
| State | NY |
| Zip | 13165-1242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2 |
| Legal Lot Number | 17.000 |
| Jurisdiction | SENECA NY |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 950600 |
Source: Seneca County and Waterloo Town records · APN 453889 21-2-17
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1096 WATERLOO GENEVA RD, WATERLOO, NY 13165-1242 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 16, 2025 | Deed of Trust, Mortgage FINGER LAKES FCU |
| Aug 24, 2018 | Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SENECA NY |
| Property Address | 1096 WATERLOO GENEVA RD, WATERLOO, NY 13165-1242 |
| Transaction Type | Mortgage |
| Record Updated | Nov 05, 2025 |
| Name | Verified Name |
|---|
| Document Number | 001970/309 |
|---|---|
| Date | Oct 16, 2025 |
| Book Page | 1970/309 |
| Instrument | 71996 |
| Name | FINGER LAKES FCU |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | Aug 24, 2018 |
| Property Address | 1096 WATERLOO GENEVA RD, WATERLOO, NY 13165-1242 |
| Document Number | 00000977/1 |
| Book / Page | 977 / 1 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1096 WATERLOO GENEVA RD, WATERLOO, NY 13165-1242 |
Source: Seneca County and Waterloo Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Seneca County |
| County Subdivision | Waterloo Town |
| Unified School District | Waterloo Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,171.00 (+188.54%) | $99,700 (-) Land $17,400 Building $82,300 | $163,400 (+16.36%) Land $28,517 Building $134,883 |
| 2023 | $99,700 Land $17,400 Building $82,300 | $140,423 Land $24,507 Building $115,916 | |
| 2019 | $1,099.00 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360999506002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 6 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 75 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) | Low Latency |
|---|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 | Yes |
| Compass Broadband Network | Fixed Wireless (unlicensed) | 100 / 100 | No |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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