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1020 Florida Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1020 Florida Ave, Saint Cloud, FL 34769 · Last verified August 2026

Property Summary

Property TypeMulti-Family Dwellings
Details2 bd · 6 ba · 3,400 sqft · built 1947
Lot Size0.318 acres (13,852 sqft)
OwnerCompany Name on File
Last Sale$150,000 (Aug 2014)
Tax Bill$6,705 (2025)
Deeds & MortgagesDec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN01-26-30-0001-0163-0090

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0163-0090
Alternative APNs
  • 263001000101630090
  • 77908

Interior

Bedrooms2 Beds
Full Baths6 Baths
Units14 Units
Stories1 Story
Building Area3,400 sqft Living Area
Gross Area3,554 sqft
1st Floor Area3,400 sqft
FlooringTile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1970
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,852 sqft (0.318 acres)
Lot Dimensions140 ft deep x 100 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area154 sqft
Patio Area754 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address1020 FLORIDA AVE
CitySAINT CLOUD
StateFL
Zip34769-3718
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal DescriptionST CLOUD PB B PG 34 BLK 163 LOTS 9-12 2/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block163
Legal Lot Number9
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2007
Census Tract43500

Owner

Source: Osceola County records · APN 01-26-30-0001-0163-0090

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3034 TOHOPEKALIGA DR, SAINT CLOUD, FL 34772-7648
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 21, 2014 · Amount on Record
Deed SaleAug 21, 2014 · Amount on Record
Prior SaleNov 14, 2008 · Amount on Record
Deed Document Number2014122497
Deed Book / Page4654 / 2594
Prior Transfer DateDec 07, 2006
Prior Transfer Doc0037032518
Record UpdatedSep 20, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1024 FLORIDA AVE, SAINT CLOUD, FL 34769-3763
Document Number0053181536
Instrument DateDec 23, 2017
Transaction TypeMortgage
Record UpdatedMay 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3034 TOHOPEKALIGA DR ST CLOUD FL 347727648, ST CLOUD, FL 34772-7648

Mortgage

Document Number0053181536
DateApr 17, 2018
Book Page005318/001536
Instrument60382
Lender
NameUS SMALL BUSN ADMN
AddressBIRMINGHAM, AL 35211
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 16, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,705.00 (+7.68%)$417,500 (+6.18%) Land $131,600 Building $285,900$417,500 (+6.18%) Land $131,600 Building $285,900
2024$6,227.00 (+6.41%)
2023$5,852.00 (+16.41%)$393,200 (+29.68%) Land $109,700 Building $283,500$393,200 (+29.68%) Land $109,700 Building $283,500
2022$5,027.00$303,200 Land $91,400 Building $211,800$303,200 Land $91,400 Building $211,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970435002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force
6 of 12 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the St. Cloud Downtown Historic District
listed 2023 · 177 contributing resources · NRIS 100009031

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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